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Who Cash Starter Checks

By David Krug 2 minute read

When you shop at Walmart, you may use a wide variety of payment methods, including credit cards and debit cards.

If you’re wondering whether Walmart’s MoneyCenters accept starter checks, you’re not alone. My findings are detailed below.

In 2022, will Walmart accept start-up checks?

As of 2022, Walmart will no longer accept starter checks. A minor fee of $4 to $8 might be applied to every printed and authorized check that Walmart accepts. 

Starter checks are accepted at Lowe’s; Kmart; Target; and Costco. Find out why Walmart won’t accept starter checks and which retailers do in the next article!

Why Does Walmart Not Accept Starting Checks?

In order to combat check fraud, several supermarket retailers, including Walmart, refuse to pay starter checks.

It is possible that without a photo ID, starter checks might be a target for counter checks because they are not pre-printed.

Visit this page to learn more about purchasing pre-printed checks that are accepted at Walmart.

Which establishments accept first checks?

As a general rule, the majority of stores do not take starter checks, however, some do.

There are a few places that will take a starting check: 

  • Costco. 
  • Kmart. 
  • Target. 
  • Home Depot. 
  • Lowe’s. 
  • Office Depot.

It’s also possible to cash starter checks at your local bank if none of the following locations are nearby. Cash starting checks from Bank of America, Citibank, Chase Bank, and BMO Harris Bank are available.

What types of checks does Walmart accept?

Walmart has a policy that allows them to accept all pre-printed checks, even if you can’t cash your beginning checks. For instance,

  • Government Checks
  • Payroll Checks
  • Cashier’s Checks
  • Insurance Settlement Checks
  • Tax Checks
  • Retirement Distribution Checks
  • Two-Party Personal Checks

Every time you want to cash a check, we strongly recommend that you carry a valid picture ID with you. Check out our guide on whether or not Walmart cashes checks on Saturdays and Sundays for further information.

Bottom Line

As a result of the potential for check fraud, Walmart does not accept starter checks. Starter checks accompanied with a valid picture ID are accepted at similar retailers like Kmart. For starter checks, the best location to encash them is at your bank!

David Krug