How To Get CVS Card

By David Krug David Krug is the CEO & President of Bankovia. He's a lifelong expat who has lived in the Philippines, Mexico, Thailand, and Colombia. When he's not reading about cryptocurrencies, he's researching the latest personal finance software. 4 minute read

Perhaps you’ve been asked, “Do you have a CVS card?” if you’ve ever done any shopping at CVS. Before applying for one, I didn’t see the use of having this free card. I now routinely use my CVS card to take advantage of in-store savings, get ExtraBucks, and be alerted about sales in advance through email. With the card and the ExtraCare Rewards Program, I can get free stuff and even make a little additional cash.

To get your own CVS card, you may do one of two things. To begin, go to any CVS and fill out a short form with your personal information. You may use the card right away because it is tied to the form.

The second option is to enroll in CVS’s ExtraCare program, which may be done on the website itself. In about a week, you should get a gift card in the mail from CVS. The benefits of this card are substantial even if you just shop at CVS occasionally.

CVS Card Advantages

  1. Membership Discounts. There is a full price and a reduced price for CVS ExtraCare members on all items in the shop. In certain cases, the difference between the two is substantial.
  2. Coupon Hub for ExtraCare. Coupon Center machines are large red vending machines found in every CVS. You may scan your card once each day to get $0.99 off coupons and free Oreos, among other minor goodies.
  3. Identification labels for bags. Bag tags are an additional incentive for eco-conscious customers. CVS will add a bag tag to your CVS card account when you buy a canvas shopping bag for $0.99. You may earn $0.25 toward an ExtraBuck for every time you shop using your canvas bag. Your ExtraBuck will be ready for pickup after your fourth visit.
  4. ExtraBucks. The major benefit is that you may earn ExtraBucks with the card.

What Exactly Are CVS ExtraBucks?

When you make eligible purchases at CVS, you can earn “ExtraBucks” (“EBs”), which are similar to coupons. Get a $2.00 EB when you spend $3.69 on a Reach toothbrush and get a $2.00 EB in return. When you make a purchase with your CVS card in the future, you can use your ExtraBucks to pay for it.

CVS clearly states in their weekly circulars which items may be purchased with EBs, so you’ll never have to wonder what to buy. This is a sample of the kind of advertising you could find at a store:

Three 6.5-inch DiGiorno pizzas or two Red Baron Deep Dish Singles pizzas for $10 with CVS Card Plus. The next time you shop, you’ll get $2.00 in ExtraBucks! Limit one EB cardholder per household per deal.

CVS will email you EBs on a regular basis, and they’ll send you a bonus on your birthday. Additionally, you will receive a quarterly bonus in EBs according to the amount you spent on your card in the preceding three months.

The fact that EBs may be used just like cash and not like coupons is by far my favorite feature of this system. You can apply a $2.00 EB, a $3.00 EB, and a $5.00 EB toward the purchase of a single $10.00 item without spending any of your own money.

Program Restrictions

Obviously, ExtraBucks has certain restrictions:

  1. There is a Time Limit on EBs. CVS ExtraBucks vouchers typically expire 30 days after they are issued.
  2. Family sizes are restricted. As long as the purchase doesn’t exceed the annual limit for your family, you can earn EBs on it. After that, you may still use your card to get the lower price, but you won’t earn any more EBs for doing so.
  3. CVS Cards are Associated with EBs. Some EBs may have fallen to the ground, but they are of little service to you. Since those EBs were associated with the other shopper’s CVS card and not your own, you will not receive them. In addition, you need to have your CVS card with you in order to redeem any accumulated EBs.
  4. Each household is allowed one CVS card. CVS’s official policy permits only one card per household. Signing up all of your relatives would be a violation of the regulations.
  5. There will be absolutely zero refunds. You may use a $3.00 EB to pay the $2.89 total at the register at CVS. While they’ll accept the EB, they won’t give you back your eleven cents. Avoid losing money by making sure your grand total is just a hair greater than, or exactly the same as, your EB amounts.

How to Roll Your EBs

Rolling your EBs occurs when you use them to purchase items that provide you with further EBs. You can keep using your EBs to buy the same item over and over again until you hit the maximum allowed on your card. Apply the method shown in the following case:

  1. You spend $4 on a tube of Schick Hydro shaving gel and get $4 EB back.
  2. Later, you spend the $4.00 EB to buy another Schick Hydro shave gel, earning another $4.00 EB.
  3. If you do it a third time, your card will be declined. You’ll need to find a new use for your EBs now.
  4. The two $1.99 toothpastes each return $2.00 EBs, so you wind up spending $4.00 EBs in total.

Your out-of-pocket total in this case is $4.00. In exchange for that cash flow, you now get three Schick Hydro shave gel canisters and two bottles of toothpaste, plus four dollars in EBs. You can keep reusing them until you run out of space in your home, at which point you’ll have to quit.

Bottom Line

You may save a lot of money on toiletries and cleaning supplies with your CVS card. You may use it to save money on already marked down products and earn ExtraBucks at the same time. Join the email list to receive exclusive offers and coupons, and then maximize your discounts by accumulating and using ExtraBucks in-store.

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