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How Do I Withdraw Large Amounts From My Netspend Cards

By David Krug David Krug is the CEO & President of Bankovia. He's a lifelong expat who has lived in the Philippines, Mexico, Thailand, and Colombia. When he's not reading about cryptocurrencies, he's researching the latest personal finance software. 3 minute read

Customers may use NetSpend prepaid debit cards to buy things both in-store and online. If you use a Visa or MasterCard debit card, you may use these cards at Walmart and other stores that accept debit cards.

Customers may do anything from cash checks to reload prepaid cards at Walmart’s MoneyCenters without having to go to a bank. The question is, does Walmart make it easy to withdraw money from your NetSpend account? The results are in!

Withdrawal of NetSpend from Walmart

Walmart charges $4 or 2.75 percent of the transaction amount for NetSpend withdrawals made at the Walmart MoneyCenter (every 24 hours) of up to $4999.99. Cashback is also available at the registers, self-checkouts, and ATMs at Walmart, where customers may get it. Pay-as-you-go customers of NetSpend are charged $1 to $2 in debit fees every transaction.

Please continue reading if you’re interested in avoiding withdrawal fees and learning the quickest method to withdraw NetSpend payments from Walmart.

How To Withdraw Netspend Funds At Walmart!

Walmart MoneyCenters are the best place to withdraw money from your NetSpend account.
Your debit card and government-issued picture ID (such as a passport or driver’s license) are required for all transactions. The cashier will give you the money when you’ve paid the fees.

It’s a win-win situation to inquire for cashback at the register or self-service checkout before making a purchase at Walmart. It is possible to get cash back at Walmart with your NetSpend debit card.

Use the self-checkouts to get cash back in the same manner you would with a conventional debit card. Enter your pin and the amount of money you want to withdraw by pressing your card into the reader. Once accepted, you’ll be able to access your money.

Walmart’s in-store ATMs may also be used to withdraw NetSpend money. Enter the PIN for your NetSpend card and choose the amount you want to receive. You may want to consider cash back at the checkout instead of withdrawing money from an ATM because of the higher costs.

What Is The NetSpend Withdrawal Limit At Walmart?

Withdrawal limits at over-the-counter shops such as Walmart MoneyCenters are $4,999.99 every 24-hour period. Prior to withdrawing big quantities of money, you may want to contact your local shop to see if they have enough cash to meet your needs.

For NetSpend withdrawals, Walmart places a $100 reward cap on all debit card purchases made at Walmart-operated registers. Additionally, the self-checkouts may provide lesser rates of $60 per transaction.

If you use a Walmart ATM, NetSpend users can withdraw up to $325.00 and consumers can conduct up to six transactions each day for a maximum of $940 per 24 hours.

Does Walmart Charge Fees To Withdraw From A NetSpend Card?

Fees for NetSpend withdrawals vary by method at Walmart, yes. According to NetSpend’s maximum fee cap, Walmart MoneyCenters impose costs that are in line with that cap. Consequently, you should anticipate to pay up to $4 or 2.75 percent of the amount taken, which amounts to $4.

If you’re using NetSpend’s pay-as-you-go service, each debit transaction will cost you between $1 and $2. On the Monthly or Reduced Monthly plan, there is no fee.

Each time you use a Walmart ATM, you’ll be hit with a $2.50 to $3 transaction fee. For now, ATM withdrawals through NetSpend will cost you $2.95 because they are not connected to a standard network as most are.

At Walmart, how can you get free money out of your NetSpend account?

The cash back technique at Walmart’s register or self-checkouts does not charge cash back costs if you want to avoid NetSpend withdrawal fees. To prevent Netspend’s debit costs, make sure you’re not on the pay-as-you-go plan.

Bottom Line

Using the money center, you may withdraw NetSpend funds for $4 (or 2.75 percent of the total taken). Each day, you’ll be able to get up to $4999.99. At the cashier or at the self-checkout, customers can also request cash back. For a debit fee of $1 to $2, you can take out up to $100.

You may also use an ATM at a Walmart to get your money. Up to six transactions totaling up to $940 can be received in a single 24-hour span.

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