Personal Finance Retail Banking Investments Credit Cards Life Insurance Car Insurance Newswire
Retail

Does Target Take Afterpay

By David Krug 4 minute read

Afterpay is a global firm with locations in Australia, the United Kingdom, Canada, the United States, and New Zealand, to name a few countries. For those who frequently buy at Target and are curious if Afterpay is presently accessible through the retailer, the answer is a resounding yes.

Does Target Have Afterpay In 2022?

In 2022, Target will accept Afterpay as payment. Only the Target app and Target.com in the United States provide it. In the United States, Target does not offer Afterpay. Afterpay is accepted in Target shops in New Zealand and Australia, as well as online.

Keep reading to learn how to use Afterpay with Target online, why Afterpay is no longer accepted in US Target locations, and more!

Does Target Accept Afterpay in the US?

Fortunately, Afterpay is accepted in Target locations in the United States. Stores and websites in the United States of America previously allowed customers to pay through Afterpay. Target, on the other hand, will only accept Afterpay payments made via Target.com or the Target mobile app anymore.

Unfortunately, Target no longer uses Afterpay in-store since the firm has shifted to alternative buy-now-pay-later systems that it accepts in-store.

Can You Use Afterpay in Store at Target?

You may currently utilize Afterpay in-store at any Target location in Australia and New Zealand. Unfortunately, Target shops in the United States no longer accept Afterpay.

How Do I Use Afterpay at Target Online?

Fortunately, using Afterpay online through Target is a simple process. Using the Afterpay app or an Afterpay card you obtain through the app is one way to go about this. After you’ve finished purchasing, simply click the “Checkout” button at the bottom of the page. Once you’ve finished checking out, you can pay using Afterpay.

You don’t have to log in or do anything else if you have an Afterpay card. Instead, you use the card like any other credit or debit card and pay as usual. You will, however, be prompted to log in to your Afterpay account or establish one if you are utilizing the app as your payment method after selecting Afterpay.

Log in to your Afterpay account, either on the app or on Afterpay.com, if you already have an active Afterpay account. The transaction may be completed after you log in. If you don’t already have an Afterpay account, you’ll need to establish one.

During the checkout process, Target will inform you if you need to set up an Afterpay account. The only thing you have to do is follow the instructions that Target provides and you’re done. If your transactions are complete and there are no more lengthy paperwork, you have been accepted.

Afterpay requires that you be at least 18 years old and have a valid credit or debit card in order to use it. This does not include an Afterpay card, which is not a legal credit or debit card mode of payment. Once you have an active Afterpay account, you can request and receive an Afterpay card.

To be authorized for Afterpay, you must first have access to a credit or debit card of some kind. In order to be eligible for Australian Afterpay, you must be a current Australian resident.

Does Target Have an Afterpay Limit?

There is a limit to the amount of Afterpay that Target allows. In the United States, New Zealand, and Australia, this restriction applies to both in-store and online transactions. You must spend at least $1 to utilize Afterpay online, and you may spend up to $1,000.
Obviously, if you’re purchasing anything and having to utilize Afterpay, you’ll meet the $1 minimum for online use.

However, you should be aware that if you surpass the $1,000 limit, you will not be able to use Afterpay when you pay for your purchases. In-store Afterpay purchases need a minimum of $100 and a maximum of $1,000.

To utilize Afterpay in-store, you may not be able to meet the $100 threshold. You’ll want to keep an eye on your spending and see whether it’s going to go below the minimum. However, you must also keep in mind that the $1,000 limit applies.

Does Target Accept Other Buy-Now-Pay-Later Services?

Six buy-now-pay-later options, including Afterpay, are available on Target’s site for online purchases. The following are the platforms:

  • Afterpay
  • Klarna
  • Zip
  • Affirm
  • Sezzle
  • PayPal Pay-in-4

It’s only possible to pay using these methods via the Target app or Target.com. On-site, Target only offers Affirm and Sezzle as payment methods. Check out our blogs on whether or not Venmo, EBT, and layaway and payment plans are accepted at Target to learn more.

Bottom Line

It is possible to use Afterpay at Target. It is, nevertheless, a fact that Target’s use of Afterpay changes from country to country. As a result of shifting to alternative systems, US Target shops employ the least amount of Afterpay. Currently, Afterpay is only available for online purchases on the Target app and Target.com in the United States.