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Does Costco Accept Visa Gift Cards

By David Krug 3 minute read

Costco, one of the world’s largest retailers, has made the process of paying for your purchases a breeze thanks to the wide variety of payment options available.

Does Costco accept Visa gift cards as payment for a wide range of essential supplies? The following is the conclusion I’ve reached!

In 2022, will Costco accept Visa Gift Cards as a method of payment?

As of 2022, Visa gift cards will be accepted as a form of payment in Costco’s warehouses and on Costco. MasterCard and Discover gift cards can only be used online at Costco, not in-store. We no longer accept American Express cards or products for payment at Costco.

For more information on why Costco accepts Visa products, why it no longer accepts AmEx, and what other payment methods it accepts in-store and online, please continue reading! ‘

Are Amex Gift Cards Accepted at Costco?

You cannot use American Express gift cards (or any other Amex cards) to make purchases at Costco, either in person or online.

All American Express products were rendered obsolete for Costco payments after the summer 2016 switch to Visa, even though Costco had previously partnered with American Express.

But if you find an online marketplace that sells Costco cash cards and accepts Amex credit and gift cards for payment, you can buy value in Costco cash cards that can be used in-store and online, for members and non-members alike.

Is it possible to pay with a Discover Gift Card at Costco?

Discover cards are not accepted for payment at Costco warehouses, but you can use your Discover card or Discover gift card to check out on Costco’s website if you have one.

JCB and Diner’s Club cards, as well as Discover, are accepted in Costco’s online marketplace.

Is it possible to pay with a Mastercard gift card at Costco?

Costco warehouses do not accept Mastercard gift cards as payment.

However, Costco.com accepts Mastercard credit, debit, and gift cards. For this reason, Mastercard is one of the many major credit card companies that Costco’s online shopping portal accepts.

Are there any payment options accepted by Costco warehouses?

U.S. locations of Costco will accept the following forms of payment:

  • All of the Visa cards
  • A current Costco Business Member can write a business check.
  • Cash
  • Costco credit cards
  • Benefit transfer cards that use an electronic method of payment
  • Apps for making payments on the go (including Apple Pay, Google Pay, Samsung Pay)
  • The vast majority of debit and ATM cards utilize a PIN code.
  • Current Costco Executive and Gold Star Members’ personal checks
  • Visa’s Costco Anywhere MasterCard
  • Cashier’s Checks for International Travel

What Payment Methods Are Accepted by Costco?

Checkout on Costco is possible with the following payment options:

  • All of the Visa cards
  • Costco credit cards
  • Discover (including J.C.B. and Diner’s Club) Credit Cards.
  • MasterCard
  • PIN-based debit/ATM cards are the majority
  • Visa’s Costco Anywhere MasterCard
  • Visa’s “Click to Pay” service

See our other posts on whether Costco accepts MasterCard, whether Costco accepts credit cards at the gas pump, and whether Costco sells Visa gift cards and Amazon gift cards to learn more about these topics and many others.

Bottom Line

Costco accepts all Visa cards, including gift cards, for payment, whether you’re shopping online or in person. On Costco, you can pay with a wide range of credit and gift cards, including Discover and Mastercard products. Online or in-store, Amex products are not accepted at all.