Can You Use Paypal For Onlyfans

By David Krug David Krug is the CEO & President of Bankovia. He's a lifelong expat who has lived in the Philippines, Mexico, Thailand, and Colombia. When he's not reading about cryptocurrencies, he's researching the latest personal finance software. 3 minute read

A digital content subscription business, Onlyfans, allows subscribers to pay content producers directly. A financial technology platform, PayPal is used to buy or pay for products and services.

In the case of Onlyfans creators and subscribers alike, the question may arise as to whether PayPal is an acceptable method of payment. That’s what I discovered, to my surprise.

In 2022, does Onlyfans accept PayPal?   

In 2022, Onlyfans does not have a PayPal option. Onlyfans is unable to accept payments from PayPal because of PayPal’s prohibition banning the sale of sexually explicit digital material.

Payments for sexually-oriented physical commodities are similarly restricted by PayPal in the United States.

Consider the following information before deciding whether or not to use PayPal or another payment method in order to sign up or post material to Onlyfans.

Onlyfans does not accept PayPal.

As a result of PayPal’s restriction against sexual material on digital media, Onlyfans is unable to use PayPal as a payment option.

PayPal’s policy states, We authorize U.S.-only transactions for some sexually-oriented tangible products that are physically delivered to the consumer. Physical items include DVDs, CDs, and periodicals.

Payment service PayPal does not allow its clients to purchase or sell anything:

  • Access to pornographic material or “digital commodities” via electronic means
    • An example of this is a movie or an image that you may download.
  • Products or services containing explicit sexual material or images that seem to or actually depict minors
  • Services are designed to make it easier for people to get together for sexually explicit activities.

How does Onlyfans accept payment?

Onlyfans offers the following payment methods:

  • Visa
  • MasterCard
  • Discover
  • Maestro
  • Debit cards
  • Some Prepaid Visa cards

Onlyfans will not accept payments made via the following methods:

  • Most Prepaid cards
  • Gift cards
  • PayPal

Can I Use My Credit or Debit Card on Onlyfans?

Onlyfans is a safe place to purchase with your credit or debit card. Your account and personal information are protected by Onlyfans because of the usage of 3D Secure Authentication.

Payment authorizations now include an additional step that verifies the cardholder’s identity, known as 3D Secure Authentication (or 3DS).

How Do I Make a Payment for Onlyfans Without a Credit Card?

A payment method must be linked to your Onlyfans account in order to subscribe, even if you never charge. 

Credit cards are an option, but they are not required. Using a debit or pre-paid card instead of a credit card is an option with Onlyfans.

Your payment method can be added here:

  1. First, log into your Onlyfans account
  2. Second, click on the profile icon
  3. Next, click on “Your Cards”
  4. Click on “Add A Payment Card”
  5. Enter your card information
  6. Last, once you are finished entering your information, click “Submit”

Check out our articles on the Coinbase to PayPal conversion process, unblocking your account on PayPal, and receiving PayPal confirmations for additional information.

Bottom Line

Onlyfans does not yet support PayPal for subscription payments or receiving payments. Since many of the products sold on Onlyfans are sexually explicit, the company prohibits the sale of those items using PayPal.

Consequently, PayPal will not accept payment from Onlyfans. Payment may be made with any major credit or debit card, including MasterCard and Visa. Prepaid cards are also acceptable.

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