Retail

Can You Cash A Payroll Check At Walmart

By David Krug David Krug is the CEO & President of Bankovia. He's a lifelong expat who has lived in the Philippines, Mexico, Thailand, and Colombia. When he's not reading about cryptocurrencies, he's researching the latest personal finance software. 4 minute read

Walmart is known for its wide range of services, including money orders, check cashing, and more (and everything in between).

As a result, you may ask whether Walmart accepts payroll checks before you enter one of their stores. Then what are the costs and limits of using it? Everything you need to know is right here!

In 2022, does Walmart accept payroll checks?

As of 2022, Walmart will be charging a fee of $4 for checks up to $1,000 and $8 for checks between $1,000 and $5,000 for Payroll checks. In addition, Walmart shoppers can cash a payroll check and get their money immediately if they pass the check verification process.

Learn how simple check cashing is at Walmart by reading on!

How To Use Walmart To Cash A Payroll Check?

Go to the customer service desk or the MoneyCenter counter when you arrive at Walmart.

With a government-issued ID such as a passport or driver’s license, simply give over your paycheck check to the cashier.

Payroll checks may be rejected if the company’s name, address, and phone number are not printed in the upper left corner (additionally, make sure all relevant signatures have signed the Check).

There is no need for you to wait for a check to clear before you may get your money.

Except on Sunday, when hours vary by location, most Walmart MoneyCenters are open from 8 a.m. to 8 p.m. Use the internet to find your local store and see whether it’s open.

Is There a Fee for Cashing Payroll Checks at Walmart?

Payroll checks up to $1,000 cost Walmart $4, while checks from $1001 to $5,000 cost $8. Expenses will be deducted from the total sum on the check.

Walmart is a popular place for people to cash checks because banks typically charge $8-$10 for lower-value checks.

How Do Walmart’s Customers Get Paid?

As soon as a payroll check is authorized, Walmart will pay the employee in cash. Alternatively, a Walmart MoneyCard can be loaded for $3 each time you reload via check cashing by a store clerk.

At checkout lanes at Walmart, consumers can purchase $1 MoneyCards that can be used to split the balance between cash and the MoneyCard.

What is the process by which Walmart verifies paychecks?

Payroll checks can only be cashed at Walmart if you are the specified payee and a Walmart employee verifies your identification with a valid photo ID.

Third-party check verification systems such as Telecheck or Certegy will also be used by most Walmart shops and MoneyCenters.

Is Walmart able to accept handwritten pay stubs?

Handwritten payroll cheques are not accepted by Walmart. Walmart, on the other hand, will handle most payroll checks that have been signed by the employee themselves.

The name, address, phone number, and date of issue of the payroll check, as well as the amount of the check and the payee’s name, must all be printed on the payroll check. It is also important to note that all amounts must be listed alphabetically and numerically.

Are There Walmart Check Cashing Restrictions?

There are restrictions on check-cashing at Walmart according to the company’s policy.

Checks up to $5,000 can be cashed at Walmart beginning in May and running through the end of the year. However, from January to April of each year, the cap is raised to $7,500.

A $200 cashing limit and a maximum fee of $6 apply only to Two-Party Checks. There is a maximum of 3 check cashing transactions per day for customers.

My Payroll Checks Can Walmart Deny?

Payroll checks for someone else, checks that are handwritten, or checks that lack signatures may be refused by Walmart.

Checks for payroll can also be refused if the computerized verification by TeleCheck/Certegy or a Walmart employee suspects someone is trying to cash a phony check.

Is Walmart able to accept other forms of payment?

Yes, Walmart’s goal is to meet the needs of every client who enters their store. So Walmart will cash a wide variety of checks, including Payroll and Government checks; Cashier’s checks; Insurance settlement checks; 401(k) and retirement distribution checks; All Preprinted, MoneyGram money orders; and Two-Party Personal Checks.

Our guides to cashing Wells Fargo, traveler, and handwritten checks at Walmart are available if you are seeking for other money services at Walmart.

Is Walmart Willing to Accept Payroll Checks as Payment?

Yes, the customer service desk or MoneyCenter counter at Walmart will accept payroll checks for cashing. For a cost of $4 to $8, you can cash checks of up to $5,000. If you use a MoneyCard, the $3 loading fee will be deducted from your cash or MoneyCard balance right away. To cash a Payroll Check, you must be the named payee and present a photo ID for identification purposes.

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