With the sale of high-quality food and other goods, Walmart seeks to provide clients with banking and money-related services as well.
You might question if Walmart cashes checks sent from out-of-state because of Walmart’s extensive array of financial services available in-store. The results are in!
In 2022, Can you cash out-of-state checks?
As of 2022, the majority of Walmart outlets cash out-of-state checks at their MoneyCenter counters. Walmart treats out-of-state checks the same as in-state checks and may cash them readily with a proper ID.
Continue reading to learn more about Walmart’s out-of-state check cashing services.
How Do You Cash State Checks at Walmart?
Walmart will cash an out-of-state check using the same method as an in-state check. Bring the check together with a valid picture ID, such as a passport or driver’s license, to the customer service desk or MoneyCenter counter at Walmart.
Walmart will only cash checks issued to the individuals listed on the Check. The remaining amount will be supplied when applicable fees (see below) have been subtracted from the total value.
In accordance with state legislation, Walmart likewise imposes a daily transaction restriction of three per customer.
How Do Walmart’s Funds Get Paid?
Once out-of-state checks have been validated, they are often paid in cash immediately. However, depending on the state and Walmart store, it may take up to 10 business days for out-of-state checks to clear.
How much does Walmart charge for out-of-state check cashing?
With regard to checks worth between $1,000 and $5,000 that Walmart charges $4 in fees, Walmart charges $8 for checks that are valued at more than $5,000.
In addition, fees and charges may fluctuate from January to April, so it’s essential to get in touch with Walmart’s customer service staff for more information..
How Does Walmart Verify Checks From Another State?
It is possible for associates to authenticate the payee of an out-of state check using your photo ID. Walmart employs either TeleCheck or Certegy for computerized third-party verification.
If an out-of-state check fails TeleCheck or Certegy’s verification procedure, it will not be accepted. An error in printing or paper quality is the most common cause of a check’s failure.
Types Of Checks Walmart Cash
Out-of-state checks such as payroll and tax checks, as well as any pre-printed and MoneyGram money orders and two-party personal checks, can be cashed at Walmart.
The customer service desk or MoneyCenter counter at Walmart will accept out-of-state checks. All checks under $1,000 will be deducted $4, while checks above $5,000 will be deducted $8. In the months of January through April, checks exceeding $5,000 are subject to a higher rate of interest.
Checks can only be cashed by the indicated payee. Verify your identity by bringing a picture ID.