Can I Use My Otc Card Online At Walmart

By David Krug David Krug is the CEO & President of Bankovia. He's a lifelong expat who has lived in the Philippines, Mexico, Thailand, and Colombia. When he's not reading about cryptocurrencies, he's researching the latest personal finance software. 6 minute read

Many seniors are unaware of the savings they can make at Walmart stores nationwide by using their OTC (over-the-counter) card.

With an OTC card, you may be wondering which Walmart products are eligible for OTC discounts and which aren’t. Here’s what I’ve learned about the matter!

Items at Walmart That Qualify For an OTC Card in 2022

OTC cards that can be used at Walmart for healthcare products and medication will be available to Medicare Advantage participants in 2022.

OTC card eligible items include things such as post-operative supports, braces, first aid supplies, and incontinence underwear, depending on your specific plan.

In addition, some cards provide a weekly stipend for the purchase of nutritious foods and other eligible OTC items, such as discounted dairy products, bread, fruits, and vegetables.

What OTC eligible healthcare products that are available at Walmart might vary store-by-store, but you can always purchase items online if necessary.

What else did I learn about using OTC cards at Walmart? Read on to find out!

What exactly is a Walmart OTC card?

An OTC network card is a prepaid credit card issued by insurance companies as part of the Medicare Advantage program for the elderly.

It’s also possible to use OTC cards for some healthcare products and medicines.

You can use the prepaid card just like a credit card once your insurance provider has added funds to it, making it simple to purchase OTC items.

All Walmart stores across the country accept OTC cards, and cardholders don’t have to undergo a credit check to get an OTC card. You can use your Walmart OTC card online or in-store.

Using an OTC card at Walmart, what can you get?

Whether you shop online or in-store, it’s clear that Walmart sells a wide range of health and beauty products.

OTC cards can be used to purchase eligible items at Walmart, but not all plans offer OTC cards for those items.

In general, all Walmart locations accepts OTC purchases of the following health products for senior citizens, although product acceptance varies by insurance carrier.

  • Related to dentures
  • Medicines for the digestive system
  • First-aid kits and supplies
  • Support for orthopedics
  • Aspirin and other anti-inflammatory drugs and other pain relievers
  • Sedatives and tranquilizers for the mind and body
  • Wart removal products
  • Rubbing alcohol
  • Medications for the common cold and the common cold
  • Flu shots
  • Ointment with an antibacterial ingredient
  • Band-Aids
  • Various other certain eligible healthcare items

For healthcare purchases that are not OTC eligible products, you might be wondering if you can use Care Credit at Walmart? Read here for further information on that.

Walmart’s OTC cards are offered by which insurance companies?

There are numerous Medicare Advantage plans available to seniors, but not all of them accept the OTC cards accepted by Walmart.

The Walmart website, on the other hand, has a comprehensive list of current OTC programs that are accepted. You can also contact Walmart’s customer support if you need additional information.

In addition, Walmart accepts OTC cards from the following insurance providers:

  • BCBS of Anthem
  • HealthKeepers by Anthem
  • Amerigroup
  • HealthCare Priority
  • BC Anthem
  • Aetna Health Care
  • BCBS of Empire
  • Affection
  • Clover Health Empire
  • In accordance with the AD Model
  • Blue KC MA
  • Anheuser-Busch Companies of Maine
  • UCare
  • United Healthcare
  • Allwell
  • A variety of assistive devices are available through Wellcare
  • Florida Blue Health Insurance

You should check with your insurance provider to see if they have a card you can use at Walmart because there are so many Medicare Advantage plans to choose from.

What OTC medications can you get at Walmart?

In-store, online at or via their mobile app, or even by phone are all options for making use of your OTC benefits at Walmart.

Now let’s look at how you’d use your OTC card in each of these scenarios.


To make a purchase with your OTC card, all you have to do is show it to the cashier when you check out.

The customer support page on Walmart’s website, however, points out that some OTC programs do not allow purchases in-store. If you plan on making in-store purchases, you will need to be aware of whether your OTC card allows this or not. and the Walmart App

On Walmart’s website and mobile app, you can also use your OTC card to make purchases (available in select states).

You’ll need a Walmart account before you can do this, which is free and simple to set up (sign up via this link).

Then, simply add the items you want to buy to your digital shopping cart and proceed to the site’s checkout page.

A credit card number, prepaid credit card number, or even an OTC code, is entered in the appropriate field. You will use the OTC card number displayed on the front of your card.

In the Gift Card field, enter your OTC number once more to check out with your OTC benefits in effect.

If you have Walmart+, you can do your shopping online and pick it up at the store, or have it delivered the same day if you prefer.


Call the number on the back of your card to place your order over the phone, and a customer service representative will assist you.

Even if your card is lost or stolen, you can call that number for assistance.

Is there anything you’re unsure of? Please let us know if you have any questions. Want to keep track of what you’ve spent?

The phone number printed on the back of your card can be called for further assistance.

It is Important to Know the Advantages of Using a Walmart Over-the-Counter Card

Using OTC cards can provide a variety of advantages, as you can see in the table below. As a result, Walmart’s OTC card offers a number of advantages, including:

Walmart offers discounts on a variety of medications and healthcare products.

It’s possible to use your credit card to shop online and still get the same deals as if you were in the store.

You can purchase discounted dairy products, beans, meat/seafood, bread, and fruits and vegetables with many grocery store cards that offer weekly benefits of up to $50 in the form of rebates on these items.

Carrying cash is no longer an issue.

PIN, Touch ID, and Face ID all work together to keep your information safe.

Where can I find Walmart’s OTC eligible products?

If you don’t know where to look for information on OTC eligible products, the Walmart over-the-counter list can be helpful.

Walmart carries a wide range of OTC healthcare products that are eligible for purchase.

Walmart’s website is organized into categories, making it easy to find what you’re looking for.

As a reminder, each Medicare Advantage plan has its own list of OTC products that are eligible for coverage. This means you should always click on the link for your plan when searching for items.

Are Walmart OTC cards accepted online?

OTC cards are primarily used by senior citizens who shop at Walmart.

As an alternative to carrying around cash, OTC-eligible items can be purchased by simply swiping a card.

If you are unable to shop in Walmart stores in person, you can still purchase Medicare OTC items online through the Walmart website (available in select states).

Orders are shipped, delivered, or can be picked up at a local Walmart store.

As a bonus, Walmart’s online wallet saves your benefits card information so you don’t have to enter it every time you shop.

Walmart accepts GoodRx, has a senior discount policy, and accepts Tricare, all of which can be found in our posts about Walmart.

Bottom Line

To help Medicare Advantage OTC Card holders save money, Walmart offers a selection of Medicare-eligible medical supplies and medications.

There are many benefits to using these prepaid cards, such as discounts on healthcare products, medications, and groceries for the elderly.

A list of Medicare Advantage-eligible over-the-counter (OTC) items is also available at Walmart, where cards or the internet can be used to pay for the items.

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