Retail

Can I Use My Home Depot Credit Card To Buy Gift Cards

By David Krug David Krug is the CEO & President of Bankovia. He's a lifelong expat who has lived in the Philippines, Mexico, Thailand, and Colombia. When he's not reading about cryptocurrencies, he's researching the latest personal finance software. 2 minute read

Any shop that accepts standard Visa payments will take a Visa gift card, making it a versatile present option.

For those who no longer require Home Depot gift cards, you may question – can I buy a Visa gift card using my Home Depot gift card? – Find out for yourself by reading on!

In 2022, can Home Depot gift cards be used to buy Visa gift cards?

As of 2022, Home Depot gift cards cannot be used to purchase Visa gift cards since it is against corporate policy.

Gift cards may be purchased with cash or credit/debit cards from most suppliers. In-store and online purchases with Home Depot gift cards are possible.

We’ll explain all you need to know about buying Visa gift cards, including how to do it without resorting to Home Depot funds and why you can’t.

Why can’t you use a Home Depot gift card to purchase a Visa gift card?

Store gift cards cannot be used to purchase specialty pre-paid gifts, such as the Visa gift card, according to Home Depot’s policy.

This regulation is frequently enforced by retailers like Home Depot in order to prevent them from losing money on the sale of third-party Visa prepaid cards.

How can you get a Visa gift card from Home Depot?

Purchasing a Visa gift card with an alternate payment method recognized by Home Depot is possible if the card is in stock.

You can pay at Home Depot in one of the following ways:

  • Cash
  • Visa, MasterCard, American Express, and Discover credit and debit cards
  • Store credit
  • Personal or business checks

The purchase charge on each Visa gift card must also be included in the amounts you supply.

Depending on how much money you put onto the gift card, you’ll have to pay the following fees:

  • $2.95 for $10-$74.99
  • $3.95 for $75-$149.99
  • $4.95 for $150-$249.99

What can be bought with a Home Depot gift card?

Home Depot gift cards allow you to shop as you choose, but there are a few limitations.

As a result, you’ll be able to pick from a wider selection of power tools, home decor, furniture, flooring, paint, and lighting fixtures at Home Depot.

A gift card cannot be used to pay for loans, tool rentals, or in-home purchases. This is not a gift card that can be exchanged for money.

To see if Home Depot offers Visa gift cards if you can buy a Visa gift card using a Walmart or Amazon gift card, or if Home Depot sells Amazon gift cards, you may also want to check out our linked articles.

Bottom Line

Company policy prohibits customers from using Home Depot Gift Cards to purchase Visa Gift Cards.

Additionally, you cannot use a Home Depot gift card to pay for loans, tool rental deposits, or in-home purchases.

Any Home Depot location accepts cash, a valid credit or debit card, and a personal or corporate check for customers who wish to purchase Visa gift cards as gifts.

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