It’s been 15 years, but my spouse was a victim of identity theft. It took us many hours of labor spread out over several months to rectify the situation after a crook stole $12,000 from our bank account using his identity. And compared to other victims, we had it quite well.
Identity theft is a severe crime that may ruin your finances, ruin your reputation, and even land you in jail.Identity Guard, offered by Aura, is designed to shield its users from exactly these kinds of threats. This service monitors your digital footprint and notifies you of any suspicious activity in an effort to prevent identity theft.
Identity Guard works to limit the damage that identity thieves may do by alerting you to suspicious activity as soon as possible. With its identity restoration features, you may fix the harm already done by the hackers. Look at the specifics of the service to see if it meets your needs.
Identity Guard’s Key Features
Similar features may be found in competing credit monitoring services, and Identity Guard is no exception. While it performs the same functions as other tools, it does so far more efficiently because of certain novel characteristics.
The main benefit of Identity Shield is that it can keep track of your personal information. Every day, the program will scour the web for articles and social networking sites that might compromise your online persona.
Credit monitoring is included in Identity Guard’s Total and Ultra plans, its most comprehensive package. It does routine reviews of your credit report, looking for things like new accounts opened in your name.
Dark Web Surveillance
Identity Guard’s vigilant surveillance of your private data isn’t confined to open networks. It also searches the anonymous, underground network where hackers trade stolen data.
The service will look for your personal information on the dark web, including your SSN, driver’s license, and name. It will alert you immediately if it comes across any of them.
In the event of identity theft, every service will alert you immediately. You may immediately take steps to prevent further identity theft by doing things like resetting your passwords. Identity Guard, however, is praised for its timely warnings.
Identity Guard alerts you of any potential threats right on the dashboard. This dashboard is available on both the web and the Identity Guard app for iOS and Android. Your identity management risk score is shown on your dashboard as well.
On top of that, the app alerts you to potential threats in near real-time. Warnings are sent out in the event of account changes, data breaches, or when sensitive information is discovered on the dark web.
Identity Guard is a tool that can mitigate the effects of identity theft if you have already fallen victim to it. The program provides you with a personal U.S.-based case manager. They provide access to your credit record, credit score, and notification to the relevant credit bureaus.
In addition, the business offers identity theft insurance up to $1 million to help you recover financially if your personal information is stolen.
Identity Shield offers a service to replace a misplaced wallet as well. To avoid identity theft in the event that your wallet is lost or stolen, customer service will assist you in deactivating your credit and debit cards.
Tool for Safe Browsing
As a last step, Identity Guard provides secure surfing features to avert identity theft. It’s a browser add-on that helps you stay private online by preventing advertisements, trackers, data mining, and phishing.
Plans and Pricing for Identity Guard
Three distinct packages of identity theft protection are available from Identity Guard. At each of these levels, you may choose between a cheaper solo plan and a more expensive family plan. The yearly payment option provides a 17% discount and allows you to pay for 12 months of service at any tier on a month-to-month basis.
With Identity Guard, even the most basic package unlocks some crucial tools like dark web surveillance. You’ll need to upgrade to a more expensive plan to have access to all of its functions, though.
Individuals can subscribe to the Value Plan for $8.99 per month, or $90 per year. The annual family plan is $150 and costs $14.99 each month. Essential elements of identity security are provided by this service.
- Notifications of data breaches
- Dark web surveillance
- Report and score on risk management
- High-risk transaction notifications
- Watson’s detection of personal risks
- Insurance against identity theft
- Tools for safe browsing
- A customer service team located in the United States
The Total Plan, the service’s mid-tier, is available to individuals for $19.99 per month or $200 per year. This plan’s family version costs $29.99 per month, or $300 per year. The Total Plan includes everything the Value Plan does plus monitoring of your bank accounts and your credit reports at all three bureaus. It gives you one free credit report from Experian or TransUnion every month.
The Ultra Plan is Identity Guard’s highest level of service. Individuals pay $29.99 per month or $300 per year, while families pay $39.99 per month or $400 per year. It has all of the same features as Total, plus:
- More Strict Supervision Is Needed. Ultra keeps tabs on all of your financial accounts, including your credit cards, checking, savings, and 401(k). It searches for your identity in criminal and sex crime databases and keeps track of where you live and whether or not your home’s title has changed. Moreover, it analyzes your social media profiles and delivers a social insights report to help you enhance your online reputation.
- Resolution of Fraud with a Light Touch. The Ultra Plan provides you with superior assistance in the event of identity theft. To help you get back on your feet after an identity crisis, a personal concierge will take care of everything you need.
- Every year, you should check your credit report. You may get your credit report from each of the three major bureaus once per year at this tier. You may also get a free credit report once a year from each of the three major credit reporting agencies.
If you’re concerned about identity theft, you have options besides signing up for a program like Identity Guard, which charges a monthly fee. You can take several preventative measures, such as utilizing antivirus software and secure passwords, on your own. Some security can also be had through free credit monitoring programs.
Identity Guard is a worthwhile investment if you’ve decided to pay for such a service. Users have found that it effectively identifies risks and provides timely alerts. Its pricing are also quite competitive.
Some of Identity Guard’s flaws include a lackluster mobile app and the inability to contact customer assistance at any time. However, we still believe it stands head and shoulders above the others.