Personal Finance

How Does Fetch Rewards Work

By David Krug David Krug is the CEO & President of Bankovia. He's a lifelong expat who has lived in the Philippines, Mexico, Thailand, and Colombia. When he's not reading about cryptocurrencies, he's researching the latest personal finance software. 8 minute read

How Does Fetch Rewards Work? With this app, it’s easier than ever to rack up points while you buy. For a long time, the only way to save money at the supermarket was to spend hours each week clipping coupons from Sunday newspaper ad inserts. This is a new era.

It’s easier than ever to locate the finest prices now because of developments in technology as well as collaborations with well-known national businesses. Downloading an app and utilizing it when shopping is now all that is required to receive rewards.

One such software is Fetch Rewards, which is well worth a look. Fetch Rewards, like other comparable applications like Ibotta and Shopkick, lets you earn money by making purchases. This software, on the other hand, simplifies the process of claiming such benefits for users. You don’t have to leave the house to obtain credit for your purchases; all you have to do is preserve your receipts. Here’s why you should download Fetch Rewards to your smartphone:

Do you know what the Fetch Rewards are?

As a reward for scanning receipts from retail, restaurant, and grocery stores, Fetch Rewards is an Android and iOS software that provides users points that can be exchanged for gift cards. You may also earn prizes by using your e-receipts. By eliminating the need to choose items, clip coupons, and visit specific merchants to take advantage of manufacturer-sponsored sales, this is a more convenient approach for consumers to save money than traditional couponing.

A total of $51 million has been invested in Fetch Rewards since its inception by Daniel Litvak, Tyler Kennedy, and Wes Schroll in 2013 to now. According to the company website, Schroll came up with the concept for an app that would assist individuals learn how to save money on grocery shopping when he first moved out of his parents’ house and lived alone. People should be able to save money on the things they already buy, regardless of where they buy them: at CVS, Amazon or Target. That’s what he wants.

According to Fetch Rewards, Scroll appears to be making that happen, as the company has created ties and deals directly with hundreds of big companies such as Huggies and Jell-O. Shopping at the stores of their choosing and earning points for participating companies has been made available to more than a million people.

When and how do you be rewarded for using Fetch?

Fetch Rewards is very simple to use. You do your shopping, upload a receipt to the app, and then see if you’ve earned any points. If you shop online, then you will need to link your email account or Amazon account so that your electronic receipts are accounted for. Credits get banked until you’re ready to trade them in to earn free gift cards through the app.

Getting started with Fetch Rewards

Get Fetch Rewards from your phone’s app store to get started. You may then sign up with an existing email address, Facebook, or Google account. A reference code will be requested. Use the referral code you received from a friend to earn an additional 2,000 points after scanning your first receipt. REWARD can be entered in that section to gain 2,000 points when you scan your first receipt without a referral code.

You’ll be prompted to submit a receipt as soon as you tap the camera button on the home screen. The Scan feature is activated by tapping on the icon. Once you’ve gotten the hang of how to position your receipt and whether or not to snap numerous photos of it in order to capture all the information the app requires to give points, you can submit an eligible store’s receipt.

A receipt from a grocery shop, club store, home improvement and hardware store, pet store, liquor store, convenience store, or petrol station can be used. For each successful receipt uploaded from one of these merchants, you receive 25 basis points, plus bonus points if the receipt contains a partner goods. (You will earn 5 basic points for receipts from restaurants or retailers that do not fit into one of the categories specified.)

The number of points you’ve accrued for uploading your receipt will be shown once your receipt is scanned. My initial scan yielded 750 bonus points simply by submitting a recent Food Lion receipt, despite the fact that I didn’t have any purchases that qualified for points. In addition, I received an invitation to scan another receipt and earn an additional 500 points. In addition to these promotions, I’m hoping to get 25 points by just submitting a receipt to my account.

I received a list of things that the app recognized from the receipt when I finished uploading it. However, none of them were accurate, and I was able to search for things that matched what I ordered. As an added convenience, you can scan a barcode from a product that is mentioned on your receipt but not yet recognized in order to receive points.

From 250 to 3,000 points can be earned for qualified purchases. In the event that you buy a product from one of the participating brands, you will be granted points (special offers generally are worth more points). The app allows you to browse through all participating companies and add the ones you prefer to a shopping list. Only the brands are included in these listings, not the items themselves.

Find out your reward for purchasing a product by clicking on the Discover link at the bottom of the page. You may use this to find items based on the date they were introduced, the category they belong to, the number of points they’ve earned, or the date they’re no longer available. The deal information, points earned, and the opportunity to add the item to your shopping list may all be seen by tapping on a product you’re interested in purchasing.

Is this something you really need to be doing? No. If you shop and scan receipts, you can keep the points you earn for scanning and purchasing eligible items. To get the most out of this app, you may search through the special deals to locate things that you’d already buy and put them on a shopping list that you can access when shopping.

Every time you scan an item, you’ll get more points, which are shown at the app’s screen’s very top. Tap on the Rewards icon at the bottom of the screen when you’re ready to redeem your points. E-gift cards may be found there by keyword, category, and point value. Most prizes need a minimum of 3,000 points and range from entertainment to gifts to home products to gadgets to charitable donations.
As soon as you’ve decided on a prize, it will appear in the My Rewards section. To learn more about how to use a reward, simply tap on it.

Fetch Rewards is available to whom?

Fetch Rewards is a great option for people who wish to earn rewards for their everyday shopping. Other rewards/coupon services can benefit from this app’s features, which are simplified and made more accessible. To be a member of the Fetch Rewards community, all you need is an email address, Facebook or Google account, and a smartphone.

Fetch Rewards: How to Make Money

With Fetch Rewards, the greatest method of gaining points is to shop. You may earn points by submitting receipts, purchasing participating brands, and purchasing special goods that give incentives.. You don’t gain points for going to certain businesses or scanning barcodes with this app.

It is possible to simply shop as you normally would and check how many points your purchases generate, or it is possible to buy strategically to maximize the amount of money you get back from your weekly shopping. As a result, Fetch Rewards customers can earn anywhere from 250 to 3,000 points for every qualified transaction. Participating brands will reward you with points if you buy their products. You may earn tens of thousands of bonus points by purchasing a product with a special rewards offer.

No matter which approach you use, making these transactions is a breeze. This is due to the fact that Fetch has partnerships with 18 different categories of companies, many of which you may already be purchasing on a daily basis. Here are a few examples of the product categories and brands you’ll come across.


Huggies fans will have lots of opportunity to earn in this category, despite its dearth of prizes. Participating brands include: GoodNights, A+D, Little Swimmers, Pull-Ups, and Huggies.

Personal Care

There are more than 30 brands in this category. There are a slew of well-known brands in this category, including Dove, Dollar Shave Club, Suave, TRESemme, Vaseline, and Q-Tips.


Product offerings in this area are somewhat limited, yet they cover a wide range of demands. Lipton, Stove Top, Betty Crocker, and General Mills are a few of the participating brands. Frozen, Snacks, Dairy & Refrigerated, and Wine are just a few of the various food categories with a wide variety of brands, as well. There are hundreds of food and beverage companies to pick from, ranging from Coors to craft seltzers, if you put them all together.


There are 44 titles in this category, making it the most popular on Fetch Rewards. Among them are Better Homes & Gardens, Coastal Living, Eat This Not That, Entertainment Weekly, Health, Time, History Channel, Parents, InStyle, Shape, and a slew of other publications and channels.

The Fetch Rewards redemption process

The process of claiming Fetch Rewards is simple and straightforward, and it all takes place in the app. Tap on the Incentives icon at the bottom of the app screen once you’ve accumulated enough points to qualify for most rewards.

There are a total of 12 different types of gift cards available at the moment. To discover where you may use your points to get gift cards, select a category from the drop-down menu. Alternatively, you may use the search bar to look for a certain gift card by name or point value. Then, select the number of points you’d want to exchange and proceed through the verification process.

My Rewards is where you’ll discover your prize when it’s ready. You may then touch on the prize to get the credit’s instructions. See which Fetch Rewards gift cards fit into certain categories.


Fetch Rewards will make a gift in the amount you specify to one of 29 organizations of your choice. In addition to the American Cancer Society and other well-known charities, there are a slew of lesser-known ones as well. These include the Charity Choice Foundation, City Year International, Clean Water Fund, Code.Org, Foundation for Angelman, Girls Who Code, Habitat for Humanity, the Huntsman Cancer Foundation, the National Park Foundation, and The Nature Conservancy.


Even while Fetch Rewards doesn’t enable you to exchange points for cash, you may exchange them for Visa gift cards, which are just as valuable. They come in denominations of $5, $10, $25, and $50.


For individuals who enjoy flying, cruising, and staying in other countries, this is a fascinating category. There are eight different credit cards to select from, including those from Uber and Southwest Airlines as well as Delta, Princess Cruise Lines,, and Airbnb.

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