How To Live Frugally But Well
The wisdom of our elders, both recent and distant, is invaluable. Most people nowadays don’t even live anything close to... read more
David Krug
Simplify your finances through expert opinions from our team at Bankovia
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The wisdom of our elders, both recent and distant, is invaluable. Most people nowadays don’t even live anything close to... read more
David Krug
Spending a lot of money on a significant other is not necessary to have romantic moments. In fact, if you... read more
David Krug
Do you want to know how much money you have but have no idea what “net worth” means?The concept of... read more
David Krug
Your monthly mortgage payment likely includes private mortgage insurance if a line item labeled “PMI” appears. But why do we... read more
David Krug
Third of all military personnel undergo PCS transfers annually, according to a 2016 Rand Corp. analysis (PCS). The United States... read more
David Krug
Do you zone out when your real estate agent starts comparing conventional loans to FHA loans or VA loans to... read more
David Krug
Do you need a new place to live? Purchasing a house is both an exciting and nerve-wracking experience. Buying a... read more
David Krug
Most people in the U.S. today are extremely financially illiterate. Only one-third of U.S. adults were able to properly answer... read more
David Krug
Most Americans over the age of 65 will require long-term care services at some time in their lives, as reported... read more
David Krug
It’s likely that you’re making your own pot rack to save money, whether you’re doing it for aesthetic or practical... read more
David Krug
Each of us is prone to relapsing into certain routines. It’s easy to rationalize spending money on frivolous things like... read more
David Krug
Putting your friendships at risk by lending money to loved ones is never a good idea. It’s not easy to... read more
David Krug
Upon releasing the iPad to the public in April of 2010, Apple undoubtedly raised the bar. Obviously, with the introduction... read more
David Krug
Over the years, I have listened to many audiobooks focused on self-improvement. I have been reluctant to write on self-improvement,... read more
David Krug
My college friend group’s first homeowner acquired a rundown, two-story Craftsman on the edge of a bad neighborhood. He had... read more
David Krug
Thousands of highly skilled foreign nationals enter the United States annually on H1-B visas. Numerous H1-B visa holders achieve enough... read more
David Krug
Extreme couponing might save you a ton of money at the register, but it can also be a huge pain.... read more
David Krug
Amazon Prime has made it simpler than ever to take advantage of zero delivery costs when making an online purchase.... read more
David Krug
When I visit my family in Florida, my dad constantly asks if I brought any money. He doesn’t have to... read more
David Krug
What are some images that come to mind when you think of your bedroom? Is it like escaping to a... read more
David Krug
You’ve undoubtedly used a “real cost to own” calculator like the one found on Edmunds if you’ve ever bought a... read more
David Krug
There is compelling evidence in favor of investing in high-caliber equipment for outdoor activities. Outerwear like Patagonia or Marmot and... read more
David Krug
Our first home had a basement that was just half finished and wasn’t very inviting. The vinyl flooring didn’t do... read more
David Krug
Due to its low entrance barrier and numerous health advantages, running has quickly become one of the most popular forms... read more
David Krug
You can’t help but prioritize your kids when you’re a parent. This instinct protects our species when we’re in immediate... read more
David Krug
Inflation can be like aging or gaining weight in that it often occurs without the victim realizing it is happening.... read more
David Krug
Should I put money into investments or pay off my debts? It’s a question that stumps the general populace. Most... read more
David Krug
ValuePenguin reports that hotels account for about 21% of the typical traveler’s foreign expenditure and 26% of their typical domestic... read more
David Krug
Living next door to my in-laws is a tremendous blessing. That is to say, most of the time I have... read more
David Krug
It’s true that the preparation of the food for any celebration, but especially a bridal shower, may cause the host... read more
David Krug
Your decision to refinance your mortgage is only the first step. If you know what to expect from a mortgage... read more
David Krug
Individual retirement accounts, or IRAs, are still widely used in the United States. You have complete authority over the account,... read more
David Krug
Can you estimate how little money a single parent in the United States needs to get by? This sum can... read more
David Krug
You can’t go wrong with any of these cheap beach locations, whether you’re a spontaneous traveler who just happens to... read more
David Krug
There are currently 653 pins across all of my Pinterest boards. Furthermore, I am followed by 514 individuals and follow... read more
David Krug
The pediatrician discussed numerous topics with us during my son’s recent one-year checkup, including which foods to introduce, which skills... read more
David Krug
There is no gift-giving occasion that gift cards aren’t appropriate for. They provide a practical means of customizing a present... read more
David Krug
My wife and I take pleasure in organizing and going on travels, whether they are long-term adventures abroad or short... read more
David Krug
It’s easy to overly restrict yourself when you’re attempting to save money. You have the same mindset as someone starting... read more
David Krug
Suppose you decide to have a smoothie for morning. You put some fruit and yogurt in the blender, hit the... read more
David Krug
You undoubtedly have fantasized about the perfect yard design at some point if you have one. However, many people put... read more
David Krug
Having a house of your own is an amazing privilege, but it also comes with a number of responsibilities. As... read more
David Krug
Taking care of the lawn is one of my least favorite chores. Truth be told, if given the chance, I’d... read more
David Krug
It’s hard to believe that you can spend $67 per night at a luxurious Italian villa. Is $75 a night... read more
David Krug
Home sellers may encounter buyers who are anxious to purchase but who lack the financial means to do so via... read more
David Krug
As a student, it can be difficult to keep your finances in order. It’s possible that this is your first... read more
David Krug
Weekly, millions of Americans tune in to hear financial gurus Suze Orman and Dave Ramsey dish out their wisdom. There... read more
David Krug
You should evaluate your current situation to see if buying a home is the best move for you financially, personally,... read more
David Krug
As a group, shoppers have a strange penchant for making irrational decisions about their spending and saving habits. Investors in... read more
David Krug
There’s no use in splurging on a bottle of wine if you’re trying to save money for other things. Despite... read more
David Krug
In July 2021, drought conditions ranged from moderate to exceptional throughout more than half of the United States. Due to... read more
David Krug
Sometimes, bankruptcy is the greatest option when it comes to your financial situation. It’s possible that you’ve gotten in over... read more
David Krug
Do you spend hours or days sifting through old receipts, canceled checks, W-2 forms, 1099s, and statements from your banks,... read more
David Krug
Putting yourself through college is not cheap. The National Center for Education Statistics reports that the total cost of an... read more
David Krug
When looking at non-traditional asset classes, real estate often ranks high. Most people picture apartment buildings, business complexes, and storage... read more
David Krug
Defying city hall is futile, as the old adage goes. Right now I’m investigating whether or not this is still... read more
David Krug
If your habits don’t match your desire, you need to either modify your habits or change your dream, according to... read more
David Krug
While we now call the East Coast home, my husband’s family is in the West, so we try to make... read more
David Krug
The Inbox Zero movement and the KonMari approach have given the United States a case of organizational fever. It’s easy... read more
David Krug
When it comes to the power bill, how much do you typically spend between the months of September and April?... read more
David Krug
If you’re looking to buy a second or vacation house, now is the time to do it, says Money Magazine.... read more
David Krug
It’s been 15 years, but my spouse was a victim of identity theft. It took us many hours of labor... read more
David Krug
The United States of America officially has a case of the travel bug. To relax and have fun, Americans took... read more
David Krug
A trip to Europe is known to be costly by all, but is this really the case? A week in... read more
David Krug
Nobody enjoys being duped by infomercials for a fitness product that claims to help you lose weight and look like... read more
David Krug
Creating financial security does not occur automatically. Actually, the reverse is true.Planning ahead and being self-disciplined are essential if you... read more
David Krug
Getting that first job in your chosen field is an accomplishment to be celebrated. Take some time to celebrate your... read more
David Krug
As summer draws to a close, it’s time to throw one more barbeque bash before the kids head back to... read more
David Krug
Divorce is terrible regardless of how you feel about the marriage ending. Divorce may be a time-consuming and costly procedure... read more
David Krug
You’ll need to make some choices regarding how you’ll spend money while overseas. You may typically use any of the... read more
David Krug
In contrast to the ups and downs, the pleasure and the continual endeavor to show your achievement that characterize your... read more
David Krug
In my mind, I’m a really entertaining parent. I am very comfortable jumping on the bed and routinely organize outings... read more
David Krug
When it comes to my home’s service providers, I try to avoid making phone calls as much as possible. I... read more
David Krug
There are times when it becomes apparent that my wife and I are living in an ancient house. Shortly after... read more
David Krug
It’s not always the case that you’ll save the most money by booking with a low-cost carrier. Low-cost airlines have... read more
David Krug
Everything, so the saying goes, is up for discussion. Anyone who has ever tried to dispute with the DMV understands... read more
David Krug
You probably have some sort of debt if you’re like the average American. You probably already know that you need... read more
David Krug
Confused about the meaning of “net worth” or how to arrive at a figure for it?The concept of “net worth”... read more
David Krug
My wife and I have bought several cars jointly. We acquired an older home and furnished it. We have made... read more
David Krug
I’m the first to say that electronic devices are one of my favorite hobbies. I find myself increasingly attracted to... read more
David Krug
It’s natural for our focus to be drawn to the larger costs we face each month, such as rent, food,... read more
David Krug
Creating an estate plan isn’t high on most people’s to-do lists, but it is essential. It will help your loved... read more
David Krug
Amazon Prime, the company’s paid membership program, has evolved considerably since its 2005 launch, when it offered simply free two-day... read more
David Krug
Researchers at the Federal Reserve Bank of America and the University of Kansas discovered that 46% of respondents utilized a... read more
David Krug
What could be more exciting than a wedding reception? Friends of the bride and groom tend to have more fun... read more
David Krug
A pair of young men and women in uniforms I didn’t recognize showed up at my home a few years... read more
David Krug
Debt is a major factor affecting the economic performance of the American public. Too much can lead to insolvency, while... read more
David Krug
Having trouble paying for dental care? Remember that you have company. Over the past fifty years, the price of dental... read more
David Krug
Because it is effective despite its “old school” approach, the envelope budgeting technique has endured for a long time. There... read more
David Krug
What do websites like Fab.com, HauteLook, Zulily, and Gilt all have in common?It’s easy to get them mixed up with... read more
David Krug
In planning for a second child, my husband and I certainly didn’t count on being blessed with a surprise newborn.... read more
David Krug
Whether or whether you have the funds in your bank account at the time of purchase, credit cards are a... read more
David Krug
As a writer with a fluctuating income and the single parent of a teen son, I have to be careful... read more
David Krug
Yes, romance does seem to be in the air. On this day, which businesses enjoy more than customers do, I... read more
David Krug
No one is immune to the inevitable reality that we shall all perish one day. It’s certain that all of... read more
David Krug
Those of us who entered the world in the latter decades of the twentieth century make up the most numerous... read more
David Krug
After the 2020 COVID-19 epidemic, normal life in the United States was drastically transformed. According to the CDC, by July... read more
David Krug
Every seasoned vacationer knows that housing is usually the second-biggest expenditure after flight. The good news for those on a... read more
David Krug
These days, you can pay for almost anything with a credit card or debit card. Credit card readers for mobile... read more
David Krug
As the proprietor of an e-commerce site, I make use of various time-tested strategies for persuading customers to increase their... read more
David Krug
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