Why Is Refinancing Bad
It’s hard to imagine, but sometimes the best mortgage rates might actually be the worst thing for your budget. What... read more
David Krug
Mortgages
Showing 31 results
What Happens When You Walk Away From A Mortgage
There are some folks who have merely chosen to default on their mortgage in the middle of the current property... read more
David Krug
How To Fix Credit Reports Error
To check for mistakes, nearly a thousand people in the United States met with an FTC representative in 2012. The... read more
David Krug
What Are Unsecured Debt
You can classify debts as either secured or unsecured. What differentiates the two is whether or not the borrower is... read more
David Krug
Why Does Quicken Loans Want Me To Refinance
I have been researching mortgage refinancing opportunities as a means to reduce my monthly payment. One of the key participants... read more
David Krug
Why Do Credit Inquiries Hurt Your Score
Simply applying for a loan or credit card can have a negative impact on your credit score, as you may... read more
David Krug
How To Respectfully Decline A Bid
Buying a home is a highly stressful endeavor. Improving your credit, being pre-approved for a mortgage, finding the perfect real... read more
David Krug
What Score Do You Need For A Conventional Loan
Numerous abbreviations and jargon terms may be found in the mortgage market, from LTV to DTI. Sooner or later, you’ll... read more
David Krug
How Does Income Driven Repayment Plan Work
New York Federal Reserve Bank statistics from the first quarter of 2021 shows that student loans have surpassed both credit... read more
David Krug
What Does HECM Mean
There are a lot of retirees who are barely getting by month-to-month. They also frequently have tens of thousands of... read more
David Krug
What Is Force Placed Insurance
Most people who buy a house finance the purchase with a mortgage loan. If you’re in that group, you’re probably... read more
David Krug
How Does LTV Affect Mortgage Rate
As of the end of Q4 2021, the average price of a house had risen to almost $408,000. How comfortable... read more
David Krug
How To Report Predatory Lenders
An appealing offer from a regional bank with affordable monthly payments persuaded the Robinsons to restructure their mortgage. The bank... read more
David Krug
How To Report Predatory Lending
The Robinsons were tempted to take advantage of a refinancing offer from a local bank because of the attractively cheap... read more
David Krug
What Is The Difference Between FHA, VA, And Conventional Loans
Good for you if you’re finally ready to take the plunge and buy a home. You’re getting closer to making... read more
David Krug
How To Deal With Collectors
At home in the morning, you’re getting ready for work when the phone rings. You don’t sit there casually wondering... read more
David Krug
How Does An Arm Loan Work
Trying to shop for a mortgage can make you feel like you need to learn a whole new language. It’s... read more
David Krug
Can I Use My 401k To Buy A House Without Penalty
Saving for a home’s down payment can be a major time commitment, but it can pay off in the long... read more
David Krug
What Is FHA Loan
To most Americans, a home purchase represents their single greatest financial commitment. It’s also possible that you’re using a mortgage... read more
David Krug
What Does Fixed Rate Mortgage Mean
Home mortgages have a bewildering variety of choices. The fixed-rate mortgage is the most common type because the interest rate... read more
David Krug
Can You Pay Mortgage With Credit Card
One day I was reading a very upsetting article about people getting into serious debt. Credit card payments are being... read more
David Krug
What Is The FHA Streamline Program
A house loan insured by the Federal Housing Administration (FHA) may qualify for a streamlined refinancing process through the FHA.... read more
David Krug
Who Is The Best Refinance Mortgage Company
If your adjustable mortgage rate keeps going up, and your monthly payment is becoming too much to handle, refinancing may... read more
David Krug
What Are Mortgage Discount Points
When a mortgage loan is closed, the lender makes thousands of dollars. One of the numerous ways they bring in... read more
David Krug
What Is The Difference Between Prequalified And Preapproved
It may be a lot of work to apply for and receive a mortgage in order to purchase a house.... read more
David Krug
How To Report Predatory Lenders
The Robinsons were looking to refinance their mortgage when they found an attractive offer from a local bank with manageable... read more
David Krug
Who Is The Best Mortgage Lender
The value of a person’s home is often their most significant asset. As a result, picking a house as their... read more
David Krug
How To Find Consigner For Apartment
These days, it seems like you can buy just about anything with enough cash, and one of the things that... read more
David Krug
Can You Buy An As-Is Home With An FHA Loan
It’s only natural that you’d want to make your house stand out from the competition if you’re planning on selling... read more
David Krug
How Much Does It Cost To Build A Prefab Home
Don’t be put off by the word prefab home; in fact, the modern prefabs (called building systems by the National... read more
David Krug
How Does Lending Tree Work
LendingTree’s focus is loans, as the name suggests. Specifically, it facilitates consumers’ search for lending possibilities. Because of my own... read more
David Krug