Life Insurance

TruStage Life Insurance Review

By Peter Mondrose Peter Mondrose is the Head of Insurance Content at Bankovia. He received his degree in Economics in 1998 and a second degree in Journalism in 2004 from the University of Chicago. Most recently he served as Head of Content at QuoteYeti.com, and editor at BusinessPundit.com 3 minute read

TruStage Life Insurance also offers whole life insurance in addition to term life insurance. There is no requirement to submit to a medical examination in order to obtain coverage, and you may begin using it immediately upon purchasing.

TruStage life insurance rates

TruStage Life Insurance Review - TruStage Insurance Company Logo

Your age and gender are two major determinants of the cost of your life insurance policy. According to the insurer, a lady between the ages of 35 and 39 who applies for a $300,000 term life insurance policy will pay $65.00 each month.

How to get a quote from TruStage life insurance

To apply for TruStage insurance, please contact 866-579-3170.

To submit an online job application, follow these steps:

  1. From the Life drop-down menu, select the type of life insurance coverage you desire.
  2. Once your postal code, birthday, and gender have been entered, click the Get Pricing option.
  3. After selecting a quotation from the drop-down menu, click Apply Online Now to begin the online application process.
  4. After you’ve chosen your first four beneficiaries and answered all health-related questions, click “Next.”
  5. If you agree to allow for the study of your prescription data, please answer a few health-related questions and acknowledge the electronic distribution restrictions as well as the privacy notice. You will be needed to submit your name and Social Security Number to complete the procedure.
  6. After that, enter your payment card information and confirm your agreement by clicking the “I agree” and “Sign” buttons.

Because no medical examination is required, permission is typically granted more swiftly. Create your online account as soon as your application is approved to ensure that you may take full use of your insurance coverage. Your insurance coverage will begin after the insurance company has received and processed your initial payment.

What types of life insurance coverage does TruStage offer?

TruStage provides a fundamental suite of short- and long-term insurance products, including the following:

  • Insurance for the term of your life. Insure yourself up to $300,000 for a certain length of time.
    Insurance protection for the remaining years of your life. As long as you live, you may profit from this insurance, which provides coverage of up to $100,000 at predetermined rates throughout your life. Additionally, interest is earned on the investment, which increases its value over time.
  • Life insurance with a payment guarantee. The age range for this type of coverage is 45 to 80, and there is no necessity for a medical examination or completion of a health questionnaire. The insurance coverage is capped at $25,000 per person.

What additional benefits may I get with my TruStage life insurance policy if I purchase riders?

The TruStage platform does not allow for the addition of riders to insurance plans.

TruStage life insurance reviews and complaints

TruStage is not a Better Business Bureau-certified business, but it boasts an A+ rating for customer service. The Better Business Bureau received only eight complaints from insurance firms in the prior three years. Consumers have rated it two stars out of five.
As of October 2020, TrustPilot has a rating of 4.7 stars out of 5 based on more than 3,400 reviews.

Curated posts

Someone from Seattle, WA just viewed Best Online Colleges for Criminal Justice