Life Insurance

LeapLife Insurance Review

By Peter Mondrose Peter Mondrose is the Head of Insurance Content at Bankovia. He received his degree in Economics in 1998 and a second degree in Journalism in 2004 from the University of Chicago. Most recently he served as Head of Content at, and editor at 4 minute read

At Leap Life Insurance, a new website that simplifies the life insurance purchase process, you may compare life insurance rates from up to six top-rated companies simultaneously. Since its inception in 2017, TrustPilot has gotten overwhelmingly positive feedback from its users. If you have a pre-existing ailment, such as kidney disease, you may qualify for discounted rates. Let’s look at the LeapLife Insurance Review to learn more about their products and services.

Pros and Cons of Leap Life Ig 


LeapLife Insurance Review - LeapLife Insurance Company Logo
  • Flexibility
  • There are further alternatives available.
  • Providers who have been hand-picked


  • Massachusetts and New York are excluded from the regulation.

Leap Life insurance rates

In 2021, a healthy male or female might anticipate spending $500,000 on a 20-year term life insurance policy with LeapLife’s online pricing tool. Premiums for LeapLife policies in this size and term duration range are less costly than the industry average.

  • Age 20. Male $19.21, Female $16.58
  • Age 25. Male $19.21, Female $16.58
  • Age 30. Male $19.64, Female $16.86
  • Age 35. Male $23.18, Female $19.65
  • Age 40. Male $32.88, Female $27.00
  • Age 45. Male $51.99, Female $40.87
  • Age 50. Male $79.31, Female $61.53
  • Age 55. Male $130.35, Female $94.59
  • Age 60. Male $228.93, Female $157.73

What affects my rate with LeapLife?

It’s critical to keep in mind that the amount of coverage you require, your gender, and the age at which coverage becomes mandatory all have an effect on the cost of your insurance. Another element that affects pricing is the following:

  • Medical history
  • Family health history
  • Nicotine use
  • Hobbies
  • Occupation

How to get a quote from LeapLife life insurance

To request a free estimate, please contact LeapLife by phone or using an online form. To obtain an online quotation, complete the steps detailed below:

  1. Click To begin, navigate to the LeapLife home page and complete the online registration form.
  2. You may assist us by supplying us with some personally identifiable information, such as your age and height. Kindly inform us if you smoke or do not smoke. To obtain an estimate of your ultimate pricing, click the Get Your Rate button.
  3. Along with identifying whether the insurance is intended for you or another person, your citizenship, immigration status, and health will be examined.
  4. Click the Next button on the toolbar to begin.
  5. What are some of the risk factors that may make it difficult for a person to get work? On the next page, you will be asked if you are currently using any prescription drugs.
  6. Following that, you’ll be given with a selection of fully customisable quotes. To be considered for a post, you must:

What happens next?

If you apply by phone, you may receive a response more slowly than if you apply online.
If your application is accepted, you must immediately create an account with the company’s web portal. You may examine your insurance information online to verify that payments are made on time.

What types of life insurance coverage does LeapLife offer?

To put it more succinctly, LeapLife is not your typical insurance firm. Rather than the reverse, you are matched with a suitable life insurance company. We are able to offer all of the following types of basic life insurance as a result of our association with six major insurers.

  • Level term. With level-term insurance, premiums are predictable, which means there are no unpleasant surprises. If you survive for a period longer than the life of your insurance policy, you will get no compensation.
  • Inadvertent death. This is the least expensive option available. Similar to term life insurance, insurance against accidental death can be obtained for a certain length of time. This insurance covers only unavoidable accidents; it does not cover disease-related fatalities.
  • Whole. You will never have to worry about your insurance rates increasing with this coverage.
  • Universal. In comparison to term life insurance, universal life insurance provides coverage for the remainder of your life, regardless of your age. Utilization of a risk-neutral global standard

What riders can I add to my policy?

When it comes to adding rider options to your insurance policy, insurers provide a variety of possibilities. Here are a few of the more often encountered:

  • Rider for accelerated death benefits. If your doctor diagnoses you with a chronic or terminal illness, you may be allowed to access your benefits before you die.
  • Under the age of 18, children are not permitted to ride. It is now possible to obtain life insurance for children.
  • By accepting this rate, the passenger voluntarily waives his or her entitlement to a higher fare. If you are unable to work due to illness or an accident, you may be eligible to avoid paying premiums under this insurance provision.
  • As an add-on, supplemental disability income is offered. You may be eligible for this compensation if you are completely disabled from employment.

LeapLife life insurance reviews and complaints

The Better Business Bureau has awarded LeapLife an A+ rating (BBB). LeapLife currently does not have any complaints or reviews on the Better Business Bureau’s website.

TrustPilot has a TrustScore of 9.2 out of 10 based on 63 reviews, with 90% of reviews rating the firm as “Excellent.”

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