Allianz may be a feasible option for consumers seeking
- Policies. Term, Universal
- Coverage maximum. $65,000,000
- Term lengths. 10, 15, 20, 25, or 30 years
- Available states. Not available in NY
- Issue age. Not Mentioned
Pros and Cons of Allianz
- There are examples of extremely high face values.
- A calculator for determining financial fortitude is accessible in
- There is no online application procedure for this post.
- The product is only available in a limited quantity.
- Within this time frame, the customer has a limited window of opportunity to acquire aid.
- In the state of New York, term insurance is not available.
life insurance rates
Premiums vary by state, product, and rate class. Universal
How to get a quote from Allianz
Insurance may be obtained only through a conversation with an insurance professional. Insurance may be obtained only through a conversation with an insurance professional.
- Phone. Call 800-950-5872 weekdays from 8 a.m. to 5 p.m. CT.
- Email. Send a secure message using our Contact Us page. Check the ‘I intend to buy Allianz products’ box when submitting an email to ensure it is delivered to the appropriate department.
One of our agents will be assigned to your application. They’ll typically contact you within two business days to discuss the next course of action.
What types of
life insurance coverage does Allianz offer?
Allianz’s retirement and income planning products represent the company’s dedication to retirement and income planning. Rather than selling directly to clients, it sells term and universal
Term Pro+ is a term
The duration of your purchase is dependent on your age and health status:
- A ten-, fifteen-, or twenty-year plan is available to anyone between the ages of twenty and sixty-five years old.
- People between the ages of 20 and 60, whether smoke or don’t smoke, can sign up for 25-year plans.
- Individuals between the ages of 20 and 55, who smoke or do not smoke, are eligible to apply for insurance plans.
When term insurance plans expire, you have three options: upgrade to permanent coverage, purchase another term insurance policy, or let the policy lapse. The cost of a year’s coverage is $60, and Term Pro+ is not available in New York.
- Pro+ Elite Fixed Index Universal
Life Insurance. Among other perks, it provides a tax-free death benefit and an interest incentive for certain index allocation selections. As a consequence, you may find yourself in a better position to accumulate riches more quickly. The Accelerated Death Benefit for Chronic Illness and the Terminal Chronic Illness Accelerated Death Benefit If you are diagnosed with a chronic disease or terminal chronic illness, riders allow you to borrow against the cash value of your policy and obtain the death benefit. Additionally, you have the ability to change your premium payments as needed with this coverage.
You must be under the age of 80 to qualify for insurance. The death benefit is variable in amount, ranging between $100,000 and $65 million.
- Pro+ Survivor Fixed Index Universal
Life Insurance. Fixed Index Pro+ is a tool for creating fixed indexes. Survivor Universal life insurance, like term life insurance, covers two individuals, most frequently a couple. You can acquire the First-to-Die Rider to ensure that the policyholder who dies first receives a death benefit. If both policyholders die simultaneously, this insurance pays the first policyholder’s death benefit.
Both of you must be between the ages of 30 and 80 to be eligible for this coverage. You have the choice of collecting as little or as much in death benefits as you desire. A cash deposit of at least $200,000 is required.
What riders can I add to my policy?
You may modify your insurance coverage by adding the following riders:
- Death benefit rider Quicker payments (included in basic policy) Riders under the age of eighteen are not authorized.
- Customers who have renewed their premium-rider memberships and who are insured against critical illness
- One who is both their spouse and a rider
- Long-term rider
life insurance reviews and complaints
Allianz has been recognized and evaluated by the Better Business Bureau since 1972, offering insight into the company’s ability to pay claims in the foreseeable future. It’s critical to understand that, despite customers’ low ratings for Allianz’s customer satisfaction, these ratings apply to the firm as a whole, not only to its annuities and retirement planning departments.
How does Allianz protect my data?
From start to finish, Allianz safeguards the privacy of its client’s personal information. Additionally, it monitors client accounts for unusual requests or transactions and delivers monthly statements to policyholders for their review.
Despite becoming the world’s sixth largest asset manager, Allianz SE retains total control over its wholly owned subsidiary, Allianz
Allianz has had a presence in the United States since its foundation in 1898. It is headquartered in Minneapolis and offers
Allianz may be a feasible option for consumers seeking
Allianz Contact Information
You can reach the customer service team by:
- Phone. Call 800-950-5872 weekdays from 8 a.m. to 5 p.m. CT
- Fax. Dial 763-582-6002
- Email. Submit the form on the Contact Us page
- Social media. Ask questions via Facebook or Twitter
- Mail. Send regular mail to:
PO Box 1344
Minneapolis, MN 55416
Frequently asked questions
What is term life insurance?
Term life insurance is a type of life insurance policy that provides coverage for a specific period of time, usually 10, 20, or 30 years. The death benefit is paid out if the policyholder dies during the term of the policy. If the policyholder does not die during the term, the policy expires and no death benefit is paid.
What is an annuity?
An annuity is a contract between an individual and a financial institution, such as a bank, in which the individual makes regular payments into the annuity, and, in return, the financial institution agrees to make periodic payments to the individual, usually after the individual reaches retirement age.