Why Is Refinancing Bad
It’s hard to imagine, but sometimes the best mortgage rates might actually be the worst thing for your budget. What... read more
David Krug
Home Equity
Simplify your home equity investments through expert opinions from our team at Bankovia
Showing 56 results
What Happens When You Walk Away From A Mortgage
There are some folks who have merely chosen to default on their mortgage in the middle of the current property... read more
David Krug
How To Fix Credit Reports Error
To check for mistakes, nearly a thousand people in the United States met with an FTC representative in 2012. The... read more
David Krug
What Are Unsecured Debt
You can classify debts as either secured or unsecured. What differentiates the two is whether or not the borrower is... read more
David Krug
Why Does Quicken Loans Want Me To Refinance
I have been researching mortgage refinancing opportunities as a means to reduce my monthly payment. One of the key participants... read more
David Krug
Why Do Credit Inquiries Hurt Your Score
Simply applying for a loan or credit card can have a negative impact on your credit score, as you may... read more
David Krug
How To Respectfully Decline A Bid
Buying a home is a highly stressful endeavor. Improving your credit, being pre-approved for a mortgage, finding the perfect real... read more
David Krug
What Score Do You Need For A Conventional Loan
Numerous abbreviations and jargon terms may be found in the mortgage market, from LTV to DTI. Sooner or later, you’ll... read more
David Krug
How Does Income Driven Repayment Plan Work
New York Federal Reserve Bank statistics from the first quarter of 2021 shows that student loans have surpassed both credit... read more
David Krug
What Does HECM Mean
There are a lot of retirees who are barely getting by month-to-month. They also frequently have tens of thousands of... read more
David Krug
What Is Force Placed Insurance
Most people who buy a house finance the purchase with a mortgage loan. If you’re in that group, you’re probably... read more
David Krug
How Does LTV Affect Mortgage Rate
As of the end of Q4 2021, the average price of a house had risen to almost $408,000. How comfortable... read more
David Krug
How To Report Predatory Lenders
An appealing offer from a regional bank with affordable monthly payments persuaded the Robinsons to restructure their mortgage. The bank... read more
David Krug
How To Report Predatory Lending
The Robinsons were tempted to take advantage of a refinancing offer from a local bank because of the attractively cheap... read more
David Krug
What Is The Difference Between FHA, VA, And Conventional Loans
Good for you if you’re finally ready to take the plunge and buy a home. You’re getting closer to making... read more
David Krug
How To Deal With Collectors
At home in the morning, you’re getting ready for work when the phone rings. You don’t sit there casually wondering... read more
David Krug
How Does An Arm Loan Work
Trying to shop for a mortgage can make you feel like you need to learn a whole new language. It’s... read more
David Krug
Can I Use My 401k To Buy A House Without Penalty
Saving for a home’s down payment can be a major time commitment, but it can pay off in the long... read more
David Krug
What Is FHA Loan
To most Americans, a home purchase represents their single greatest financial commitment. It’s also possible that you’re using a mortgage... read more
David Krug
What Does Fixed Rate Mortgage Mean
Home mortgages have a bewildering variety of choices. The fixed-rate mortgage is the most common type because the interest rate... read more
David Krug
Can You Pay Mortgage With Credit Card
One day I was reading a very upsetting article about people getting into serious debt. Credit card payments are being... read more
David Krug
What Is The FHA Streamline Program
A house loan insured by the Federal Housing Administration (FHA) may qualify for a streamlined refinancing process through the FHA.... read more
David Krug
Who Is The Best Refinance Mortgage Company
If your adjustable mortgage rate keeps going up, and your monthly payment is becoming too much to handle, refinancing may... read more
David Krug
What Are Mortgage Discount Points
When a mortgage loan is closed, the lender makes thousands of dollars. One of the numerous ways they bring in... read more
David Krug
What Is The Difference Between Prequalified And Preapproved
It may be a lot of work to apply for and receive a mortgage in order to purchase a house.... read more
David Krug
How Do Biweekly Mortgage Payments Work
Now that my husband and I have been homeowners for almost three years, we receive periodic mailings encouraging us to... read more
David Krug
Credit Rating How To Improve
If you’re like most people, you probably don’t give much thought to your credit score. You probably are aware that... read more
David Krug
What Happens To Debt When You Die In Texas
Death and financial hardship are among the least popular subjects for conversation. However, like many critical legal and financial matters,... read more
David Krug
How To Winterize Your House
One of my favorite seasons is autumn, second only to early summer. Many individuals, like myself, find that the change... read more
David Krug
How Much Does It Cost To Build A Prefab Home
Despite the negative connotations associated with the term “prefab,” today’s prefabs (referred to as “building systems” by the National Association... read more
David Krug
How To Report Predatory Lenders
The Robinsons were looking to refinance their mortgage when they found an attractive offer from a local bank with manageable... read more
David Krug
Who Is The Best Mortgage Lender
The value of a person’s home is often their most significant asset. As a result, picking a house as their... read more
David Krug
How To Find Consigner For Apartment
These days, it seems like you can buy just about anything with enough cash, and one of the things that... read more
David Krug
Can You Take Out A Loan For Home Renovation
You fell in love with your turn-of-the-century Craftsman the moment you stepped inside. Your better half will like the porch’s... read more
David Krug
Can You Buy An As-Is Home With An FHA Loan
It’s only natural that you’d want to make your house stand out from the competition if you’re planning on selling... read more
David Krug
How Much Does It Cost To Build A Prefab Home
Don’t be put off by the word prefab home; in fact, the modern prefabs (called building systems by the National... read more
David Krug
How Does Lending Tree Work
LendingTree’s focus is loans, as the name suggests. Specifically, it facilitates consumers’ search for lending possibilities. Because of my own... read more
David Krug
Where Can You Get The Most House For Your Money
When there are more available homes than there are buyers, the real estate market is said to be a “buyer’s... read more
Kenneth Tester
What To Ask When Buying A House
As a service to first-time homebuyers, we’ve addressed several of the most often asked questions.Purchasing a home is a huge... read more
David Krug
What Credit Score Does Wells Fargo Use For Home Loans
A wide range of mortgage packages is available from Wells Fargo to match your specific financial requirements. You may be... read more
David Krug
Why A 15 Year Mortgage Is Better Than 30
However, while a 30-year mortgage may lower your monthly payments, a 15-year mortgage may prove to be more cost-effective overall.... read more
David Krug
What Credit Bureau Does Rocket Mortgage Use
Using Rocket Mortgage, you can apply for a home loan from the comfort of your own home and get pre-approved... read more
David Krug
What Is The Best Way To Finance Home Improvements
It’s possible to pay for high-return home upgrades even if you don’t have a lot of money to spare. When... read more
David Krug
How To Invest In Real Estate With $500
Diversification, competent management, and hands-free investing are all available with these online real estate platforms’ minimal minimum investments. When it... read more
David Krug
How Do I Avoid Paying Capital Gains Tax On Rental Property
How do I avoid paying capital gains tax on rental property? axes on capital gains are due when assets, such... read more
David Krug
What Is Real Estate Crowdfunding
Even if you don’t have your own rental property, you may invest in real estate through real estate crowdfunding. Investing... read more
David Krug
Who Owns Caliber Home Loans
In addition to conventional and jumbo, VA, FHA, USDA, and new construction mortgages, Caliber Home Loans is a national mortgage... read more
David Krug
How To Finance Buying Land and Building House
Buying property and constructing a house is a dream for many people, but if you’re wondering how to acquire finance,... read more
David Krug
Where Can You Buy A House For 100k
For many Americans, the cost of owning a home continues to rise. Moving to one of these 15 areas, on... read more
David Krug
Wholesaling Land
Whether you’re a novice or a seasoned investor, here’s everything you need to know about getting started in wholesale real... read more
David Krug
How To Buy A Fixer-upper House With No Money
Government-sponsored lending schemes make purchasing a fixer-upper property and transforming it into your dream home easier than you would anticipate.... read more
David Krug
United Wholesale Mortgage Bill Pay
United Wholesale Mortgage Bill Pay. As a mortgage broker, United Wholesale Mortgage should be one of the first lenders you... read more
David Krug
What Is A Shared Home-Equity Agreement?
The value of our property is the single largest component of our total wealth for many of us. Yet, until... read more
David Krug
Millenials Do Home Equity Their Own Way
Perhaps millennials prioritize having fun more than their baby boomer and Generation X parents and siblings. Perhaps this generation’s financial... read more
David Krug
Best Home Equity Lenders
A home equity loan is a lump sum loan secured by the equity you've accumulated in your home. Most lenders will allow you to borrow up to 80% to 85% of your home's equity, which is the value of your property less the amount you currently owe on your mortgage. read more
David Krug
Button Finance Raises 2 Million Dollars To Spur Home Equity Growth
Button Finance, a New York-based fintech startup specializing in home equity loans, announced the close of a $2 million seed... read more
David Krug