Best Credit Unions
The most trustworthy credit unions offer the same kinds of accounts and services as banks, but with much better terms. Bankovia looked into some of the most well-known organizations in the country, both locally and nationally, to come up with our suggestions.
Bankovia examined a number of the most well-known credit unions in Florida to compile our list of the best credit unions in Florida. There are several top credit unions in Florida, but which ones should you join? Here’s a rundown of some of Florida’s best credit unions.
Learn MoreAsk the Experts: Best Credit Unions

Kristin Peterson
Assistant Vice President at Pacific Service Credit Union
Why Every Employer Should Offer Credit Union Benefits to Their Employees
Frequently asked questions
What's better banks or credit unions?
A credit union is a cooperative financial institution chartered by the NCUA or a state government, and owned by its members. A credit union operates similarly to a bank, in that it accepts deposits, makes loans and provides a wide array of other financial services to its members. However, credit unions are not-for-profit organizations that exist to serve their members, rather than to maximize profits. As a result, credit unions generally offer higher interest rates on deposits and lower interest rates on loans than banks.
What credit unions accept Zelle?
Zelle is a digital payment service that allows you to send and receive money from friends, family, and businesses. Credit unions that accept Zelle include Ally Credit Union, American Airlines Credit Union, Navy Federal Credit Union, and more.
How do credit unions work?
Credit unions are member-owned and -operated financial cooperatives. They are not for profit and exist to serve their members. Credit unions offer the same types of products and services as banks, but they are structured differently. Credit unions are managed by a board of directors that is elected by the membership. The board hires a CEO to run the credit union.
How are credit unions different than banks?
Credit unions are not for profit organizations that are owned by their members. They exist to serve their members and return any excess earnings back to them in the form of higher interest rates on deposits, lower loan rates, and fewer fees. Credit unions also typically offer higher quality customer service than banks.