Credit Cards

Who Has The Best Credit Cards Rewards

By David Krug David Krug is the CEO & President of Bankovia. He's a lifelong expat who has lived in the Philippines, Mexico, Thailand, and Colombia. When he's not reading about cryptocurrencies, he's researching the latest personal finance software. 6 minute read

These best cards from our partners provide a variety of benefits, including cashback and a 0% introductory APR.

Best Travel Cards

Chase Sapphire Preferred

There is a Chase Sapphire Preferred credit card for those who enjoy traveling. For new cardholders, this is one of the most popular travel credit cards, with a substantial welcome bonus, first-rate travel perks, and a robust rewards program.

When booking travel via Chase Ultimate Rewards, you get 5x the points; 3x the points; 2x the points; and 1x the points per $1 on all other qualified purchases when using the Chase Sapphire Preferred. When your card is renewed, you will receive bonus points worth 10% of your previous year’s expenditures each year.

When you use Chase Ultimate Rewards to book your vacation, your points are worth a whopping 25% more, allowing you to maximize your return on investment. Hotels, plane tickets, and even cruises may be booked with your points.

Chase Sapphire Reserve

One of the most popular credit cards for frequent fliers is Chase Sapphire Reserve, which offers extensive travel rewards and great points earning potential. Additional perks include main rental vehicle insurance, access to the Priority Pass lounges, and reimbursement for TSA PreCheck or Global Entry fees.

You may earn up to ten times as many points every dollar with this card. Chase Dining purchases and hotel and vehicle reservations made via Ultimate Rewards earn 10 times the points, while Ultimate Rewards air travel reservations earn 5 times the points, and all other transactions get 1 point for every $1 spent.

When using the Chase Ultimate Rewards site to redeem points for travel, cardholders get a 50 percent boost in value. As an illustration, 50,000 points are equivalent to $750 in travel vouchers.

Marriott Bonvoy Boundless Credit Card

Beginners in the world of travel rewards credit cards can benefit greatly from the Marriott Bonvoy Boundless card. In addition to the attractive sign-up incentive, Marriott Bonvoy hotel stays earn you greater rewards points, and free nights are an option.

As a result of using the Marriott Bonvoy Boundless Visa Signature card, you may earn up to 17X points for every $1 spent in participating in Marriott Bonvoy hotels; 3X points at grocery shops; 2X points on all other transactions. Marriott properties, including Ritz-Carlton, JW Marriott, Gaylord Hotels, Le Meridien, Aloft, and Four Points hotels, allow you to redeem points for hotel stays. Every year on the anniversary of your Marriott account, you’ll receive a free night at a Marriott property that qualifies.

Southwest Rapid Rewards Plus Credit Card

If you like to fly Southwest Airlines, the Southwest Airlines Rapid Rewards Plus credit card is a great choice. After spending $1,000 in the first three months, new cardholders will receive 40,000 extra points.

2X points per $1 spent on purchases made using the Southwest Airlines Rapid Rewards Plus card; local transportation, commuting, ridesharing, and internet services; and select streaming. Every dollar you spend will get you one point. For as long as your account is in good standing, there is no limit to the number of points you may earn.

Your card member anniversary is celebrated annually, and you’ll receive a bonus of 3,000 points each year.

Southwest Rapid Rewards Priority Credit Card

If you’re a regular flyer on Southwest Airlines, the Southwest Rapid Rewards Priority Card is a great option. After spending $1,000 in the first three months, you’ll get 40,000 bonus points.

In addition to 3x points on Southwest purchases, you get 2x points on local transit, commutes, and rideshares and 1x points on all other expenditures as a cardmember.
After your first year as a cardholder, you’ll get 7,500 bonus points, plus you’ll be eligible for additional travel bonuses and privileges.

United Explorer Card

The United Explorer credit card is an excellent choice if you travel frequently and almost exclusively on United Airlines. It offers a large sign-up bonus, additional points on United flights, and a variety of handy travel perks. 2X miles every $1 spent on United goods, restaurants and delivery services, and hotel stays may be earned by using this credit card. All other purchases will earn you 1 mile for every $1 you spend.

United Club lounge access is valued at $100 a year, and each year, you’ll receive two one-time passes. When you use your United Explorer card to make inflight purchases of food, drinks, or WiFi, you’ll receive a 25 percent rebate. When you book using your card, you’ll receive a complimentary standard checked bag for you and a travel companion.

IHG Rewards Traveler Credit Card

Holiday Inn, Kimpton, and InterContinental are just some of the IHG brands that the IHG Rewards Club Traveler Card may be used for. IHG hotels offer frequent guests a free fourth night and a bonus of up to 17X points. Bonus points may be earned on monthly bills, petrol stations, and restaurants as well as 2x points on all other purchases.

World of Hyatt Credit Card

The World of Hyatt credit card may be a suitable fit if you travel and stay at Hyatt a few times a year. Free Hyatt hotel nights may be earned as well as a significant sign-up bonus and a high rewards rate.

This credit card has a lot to offer. For every dollar you spend at Hyatt properties, you’ll earn nine points. Spending money on transportation, dining out, buying plane tickets straight from the airline, and joining a fitness center or gym earns you double the points.

You can rapidly accumulate enough Hyatt points to enjoy a free night at one of their hotels, with free nights starting at just 5,000 points each stay. With your World of Hyatt card, you’ll enjoy a free night at one of their Category 1-4 resorts every year. For every $15,000 you spend on your credit card in a year, you’ll earn a free night.

Best Balance Transfer Cards

Citi Diamond Preferred

For a limited time, the Citi Diamond Preferred offers a $150 statement credit after spending $500 in the first three months of the account set up as a welcome benefit. Using this card to pay off existing debt or finance a significant purchase is also an excellent idea if you are currently saddled with credit card debt.

A 0% intro purchase APR is available for 12 months from the date of account opening, and a 0% intro balance transfer APR is available for 21 months from the date of the first transfer for cardholders. You’ll then be charged between 13% and 23% APR (variable). This card has no annual fee and a low introductory APR, making it an excellent, low-cost alternative.

Citi Double Cash Card

Double your cashback with Citi Double Cash. Every purchase you make will earn you up to 2% in cashback: 1% when you buy, and 1% when you pay. Paying at least the minimum amount due on time is all that is required to receive a rebate.

This card provides 0% initial APR on balance transfers for 18 months, then 14.24% to 24.24% (variable), and no annual fee in addition to limitless cashback on all your transactions without confusing categories.

Best Cash Back Cards

Citi Double Cash Card

With the Citi Double Cash Card, you may get two times as much cashback. Every purchase you make will net you up to 2% in cashback: 1% when you buy, and 1% after you finish paying. Simply make timely payments of at least the minimum amount required to be eligible for cashback.

With no categories to get lost in, this card provides 0% initial APR on balance transfers for 18 months, then 14.24 percent to 24.24 percent (variable), and no annual fee on top of limitless cashback on every purchase you make.

Chase Freedom Unlimited

The Chase Freedom Unlimited credit card boasts a generous rewards program and no annual fee. Sign-up bonuses for new cards are simple and possibly rewarding. Earn 5% on trips purchased through Chase Ultimate Rewards; 3% on dining and pharmacy purchases; 1% on all other transactions while using this card. You’ll get at least 1.5% cashback on every purchase you make with this card.

Chase Freedom Flex

You may earn 5% on travel purchased through Chase Ultimate Rewards, 3% on dining and pharmacy purchases, and 1% on all other transactions with the Chase Freedom Flex. There will be a different 5 percent bonus category that you may activate each quarter.

The Chase Freedom Flex card is an excellent choice for both frequent trip spending and daily shopping because it has no annual fee. The Flex has the potential to be an effective tool for earning important Ultimate Rewards points, especially with the rotating bonus category. Purchase protection, extended warranty coverage, and cell phone insurance are all included with the Chase Freedom Flex.

Curated posts

Someone from Colorado Springs, CO just viewed Best Online Colleges for Psychology Degrees