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Rolls Royce Wraith Car Insurance Rates

By David Krug 4 minute read

While the Wraith is a lightning-fast coupe, its luxury comes at a high price in terms of insurance.

Rolls Royce Wraith car insurance premiums average $1,083, for a total yearly cost of $12,996. Insurance for an Aston Martin Rapide is $7,512 per year, while insurance for a Ferrari 488 GTB is $9,396 per year.

Rolls Royce Wraith Overview

The Wraith’s high-priced entry point blends performance and aesthetics. As such, you should consider purchasing a luxury insurance coverage in addition to your ordinary policy.

Rolls Royce auto insurance, and the car insurance cost for any other high end sports cars, is always going to be much higher than cheaper vehicle models, even for the same coverage.

This high cost is a result of the following:

Rolls Royce Cullinan Car Insurance Rates - Rolls Royce Car Brand Logo
  • Body type. The Wraith is an opulent coupe with high insurance prices due to its long wheelbase and broad body.
  • MSRP. This vehicle starts at $300,000, which puts it in the same price range as high-end sports vehicles. If this additional fee is spent, the cost of repairing or replacing a vehicle as a consequence of an accident will be increased.
  • Fuel. Due to the car’s enormous engine, which is the most powerful Rolls-Royce has ever constructed, it only delivers 12/19 mpg.
  • Maintenance. Although repair and maintenance are not affordable at a Rolls-Royce shop, the car comes with a comprehensive warranty that covers both of these fees.
  • Theft. The Wraith is another Rolls-Royce with a low rate of automobile theft.
  • Coverage. Consider luxury automobile insurance, which will cover both the agreed value and additional restrictions associated with insuring this vehicle. Numerous insurance plans, including uninsured/underinsured motorist, umbrella, and gap, may fill in the gaps left by high-cost accident claims on this vehicle.
  • Options available to the insurance. While a luxury insurance company may be more advantageous, there are fewer provider alternatives available with a luxury insurance company.
  • Warranty. Rolls-guarantee For four years, regardless of where the car is registered, Royce’s covers all servicing, maintenance, repairs, and roadside support.

You can see how luxury cars can cost much more to insure than other cars by reading our previous articles, such as the cost for an Alfa Romeo 4C or the cost to insure a Aston Martin Vanquish, among many others.

How do I compare insurance for the Rolls-Royce Wraith?

Your Rolls Royce Wraith insurance cost will depend on a number of factors, with the main one being which car insurance companies you get a policy from.

It is recommended to shop around and get multiple car insurance quotes from a number of different insurers in order to get the best Rolls Royce insurance rates possible, which will save you money.

When comparing insurance costs, you will want to get a free quote for your insurance policy, which is something that most of the top rated insurers offer.

The insurers will look at a number of different factors, such as the manufactured year of your Rolls Royce Wraith, the car color, your driving history, how many drivers are going to be on the policy, and whether or not you have a good credit score.

All of these factors, and a few others, will change your total cost to insure. This is all the same whether you’re getting insurance for your Rolls Royce Wraith, or any other vehicles.

Does the Rolls-Royce Wraith qualify for discounts?

When purchasing a car such as the Wraith, you may qualify for discounts due to the vehicle’s inclusion of both basic and high tech safety features, such as:

  • Airbags
  • Anti Lock brakes
  • Antitheft device
  • Backup, front and side cameras
  • Driveline traction control
  • Electronic stability control
  • Parking assistance
  • Roll stability control

Why is insurance so high for the Rolls-Royce Wraith?

Due to the increased base price and altered frame, a Rolls-Royce Wraith requires specific components and maintenance services, which increases the cost of insurance.

If you own a costly car, you may want to consider purchasing specialist auto insurance.

How reliable is the Rolls-Royce Wraith?

Despite a dearth of knowledge on the Wraith’s safety and durability among owners and experts, there have been no recalls, and it comes with a lifetime guarantee.

  • Safety. Neither the NHTSA nor any other recognized safety organization has assigned a safety rating to this car. This might be because more consumers consistently opt for less expensive automobiles.
  • Reliability. Although there is no information on the Wraith’s long-term durability, Rolls-Royce offers a four-year maintenance and service warranty to ensure it is in outstanding shape from the start.
  • Recalls. The Wraith has never been subject to a safety recall, demonstrating how well-built it is.

Bottom Line

The Rolls-Royce Wraith is a large luxury coupe equipped with a powerful engine, good safety ratings, good crash tests scores, a sleek design, and many add-ons available. This may result in increased insurance premiums, but shopping around may help you get the best deal.

Many people’s curiosity has aroused their attention. Conduct some research to determine the cost of an alternate model or manufacturer.

David Krug