Car Insurance

Lincoln MKZ Car Insurance Rates

By David Krug David Krug is the CEO & President of Bankovia. He's a lifelong expat who has lived in the Philippines, Mexico, Thailand, and Colombia. When he's not reading about cryptocurrencies, he's researching the latest personal finance software. 2 minute read

At the $220 per month premium, Lincoln MKZ car insurance costs an average of $2,640 per year. As your driving record, number of miles traveled, and other variables change over time your actual costs may be more or lower than those estimates.

About the Lincoln MKZ

Lincoln MKZ Car Insurance Rates - Lincoln MKZ Car Insurance Logo

Since 2006, the second generation of the Lincoln MKZ has been available to consumers. Lincoln renamed the car the MKZ in 2007 when the previous moniker, the Lincoln Zephyr, was discontinued. The car’s finest features are its comfortable ride and rapid acceleration. High-performance hybrid variant of the MKZ, the Lincoln MKZ Hybrid.

Lincoln MKZ car insurance costs are determined by factors such as safety ratings, theft rates, the cost of a car’s replacement parts, and its overall susceptibility to damage. Depending on a person’s driving record and where they reside, the cost of automobile insurance may vary. Prospective Lincoln buyers should check insurance quotes from a variety of companies in order to receive the best possible bargain before purchasing. Prospective Lincoln MKZ purchasers should check with many insurance firms to see if they qualify for any insurance discounts.

Lincoln MKZ money-saving safety features

You may be able to save money on your car insurance if your Lincoln MKZ includes the following safety features.

  • Anti-lock brakes
  • Stability control
  • Airbags
  • Seatbelt pretensioners
  • Anti theft system

How safe is the Lincoln MKZ?

All-around safety was given five stars by the National Highway Traffic Safety Administration for the 2017 Lincoln MKZ (NHTSA). According to the National Highway Traffic Safety Administration, the automobile passed the side impact test with flying colors. The organization gave both rollover and frontal crash tests four-star ratings. Top Safety Pick+ designation from the Insurance Institute for Highway Safety was bestowed on the Lincoln MKZ (IIHS). It earned the best possible rating by the IIHS in all of its crash tests on the Lincoln MKZ.

The most recent Lincoln MKZ model also includes side airbags and antilock brakes.
In 2013, just 24 Lincoln MKZs were reported stolen from dealership lots. Because so many MKZs are made, the theft rate is 0.9 percent.

How does the Lincoln MKZ compare to other car models?

Insurance premiums for the Lincoln MKZ are in the middle of the pack among the 360 various car models we studied.

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