Car Insurance

Lexus LS Car Insurance Rates

By Peter Mondrose Peter Mondrose is the Head of Insurance Content at Bankovia. He received his degree in Economics in 1998 and a second degree in Journalism in 2004 from the University of Chicago. Most recently he served as Head of Content at, and editor at 2 minute read

The cost of a Lexus LS car insurance rate is $1,860 per year, or $155 per month. The yearly insurance cost-to-base car price ratio is 2.6% with a starting price of $72,520.

About the Lexus LS

Lexus LS Car Insurance Rates - Lexus Car Brand Logo

This is how it works: Since 1989, there have been five generations of Lexus LS, and the sixth will come out in 2018. When it comes to the Lexus LS line, there is only one model: the LS460. With other luxury sedans, the full-size luxury car is cheaper to start with, more comfortable to drive, and more reliable than other cars in its class. As part of their US Vehicle Dependability Survey for 17 years, J.D. Power and Associates named Lexus LS best in dependability.

Lexus LS money-saving safety features

As long as your Lexus LS has these safety features, you may be able to save money on your car insurance.

  • Anti-lock brakes
  • Stability control
  • Airbags
  • Seatbelt pretensioners
  • Anti theft system

How safe is the Lexus LS?

Like many high-end luxury cars on the market today, this Lexus LS hasn’t been tested for safety by the Insurance Institute for Highway Safety or the National Highway Traffic Safety Administration, like many other high-end luxury cars.

A new safety feature comes with every new Lexus LS. The new car has an automated steering wheel, blind spot protection, and the biggest full color head up display to show when pedestrians are coming.

The NHTSA says that only three Lexus LSs were stolen in 2013.

How does the Lexus LS compare to other car models?

The Lexus LS is in the middle of the pack when it comes to insurance costs out of the 360 cars we looked at.

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