It costs an average of $162 a month of a Lexus IS car insurance rate. That works out to $1,944 a year. The yearly insurance cost-to-base vehicle price ratio is about 5.1% with a starting price of $37,825 for a car.
Lexus IS money-saving safety features
If your Lexus IS has these safety features, your car insurance rates may go down, too.

- Anti-lock brakes
- Stability control
- Airbags
- Seatbelt pretensioners
- Anti theft system
How safe is the Lexus IS?
The National Highway Traffic Safety Administration gave the 2017 Lexus IS a 5 out of 5 for overall safety (NHTSA). When it came to side collision and rollover safety, NHTSA gave the car five stars, which is the best possible grade. The Lexus IS also got a perfect score in the frontal crash test, which earned it four stars. Most of the Insurance Institute for Highway Safety only gave a score to the front, side, and roof strength tests (IIHS). The IIHS gave the Lexus IS the best possible score in all of its tests.
There are side impact airbags and antilock brakes that come with the most recent model of the Lexus IS car.
As of 1998, there have been three generations of the Lexus IS, and each one has been different. The smooth ride, powerful engine options, and long list of standard driver aids make this small luxury car a popular choice. In 2016, about 37,000 units were sold in the US. A study by J.D. Power that was done in 2011 found that the Lexus IS was the best car to drive.
How does the Lexus IS compare to other car models?
Among 360 different types of cars we looked at, the Lexus IS is in the middle when it comes to the cost of insurance.