Car Insurance

Land Rover Road Rover Car Insurance Rates

By Peter Mondrose Peter Mondrose is the Head of Insurance Content at Bankovia. He received his degree in Economics in 1998 and a second degree in Journalism in 2004 from the University of Chicago. Most recently he served as Head of Content at, and editor at 3 minute read

Land Rover has joined the electric car market with the Rover, a high-end SUV that runs on a lithium-ion battery. In the United Kingdom, this is the first all-electric car company, and it costs about $120,000. This electric SUV, the Land Rover Road Rover car insurance rates, costs a lot because it is a high-end car. For a Land Rover Road Rover car insurance should cost about $2700 a year. That works out to about $225 per month. Annual insurance costs are 2 percent less than the national average of 4%, with an underlying price of about $120 000.

How do I compare insurance for the Road Rover?

Land Rover Road Rover Car Insurance Rates - Land Rover Road Rover Car Insurance Logo

Insurance for electric cars costs more than for gas cars because electric cars need more money and cost more to fix.

  • Body type. The Rover is a high-end, midsize SUV. People who insure SUVs pay less for their insurance than people who insure pick-up trucks. SUVs have a small advantage over small cars when it comes to safety.
  • Fuel. With features, the Road Rover should have enough to get you through your daily commute, as well as some with a range of more than 3000 miles. When electric parts in your car break down, it can cost a lot to fix. Insurance costs may not be completely covered when you save money on gas.
  • Theft rates are very high. One of the most stolen cars in the United States, Land Rovers are likely to see a rise in thefts. That’s possible in part because electric cars have a lower rate of theft.
  • Maintenance. Annual maintenance costs for Land Rovers can range from $1,000 to $4,000, depending on the model you choose. People who insure a Road Rover will have to pay more for both parts and maintenance as the prices of both of these things rise. If you don’t need to have your electric car checked up very often, it still costs more because of the higher labor costs.
  • Coverage. When you buy a car that costs more than $100,000, you’ll probably want to get comprehensive and collision insurance to protect your money. Increasing your uninsured driver limit to at least $100,000 might also be a good idea for you, too.
  • Warranty. There is no insurance for the first four years or 50,000 miles on new Land Rovers that are bought. This includes unrestricted help while you’re driving, allowing you to take precedence over your insurance policy’s rules. As of right now, it isn’t clear whether or not the battery will come with its own warranty.
  • The provider’s supply. Check to see if your local Land Rover dealer can help you get a loan for one of the new cars they sell.

Does the Land Rover Road Rover qualify for discounts?

It’s likely that there are a lot of discounts for your Road Rover, but how much you save will depend on your model and your insurance company.

  • Electric vehicle discount
  • Active restraint discount
  • Passive restraint discount
  • Anti Lock brake discount
  • Airbag discount
  • Antitheft discount
  • Seatbelt pretensioners

How reliable is the Land Rover Road Rover?

If you look at Range Rover ratings, you should expect the Road Rover ratings to be the same.

  • Safety. Land Rovers haven’t been officially tested by the IIHS or the National Highway Traffic and Safety Administration, so we don’t know how safe they are (NHTSA). If the Road Rover has a lot of security features, we don’t know how many. Officially, the Institute for Highway Safety (IIHS) and the National Highway Traffic and Safety Administration haven’t looked at Land Rovers to see how safe they are (NHTSA). If the Road Rover has a lot of security features, we don’t know how many.
  • Reliability. Because Land Rovers are so pricey and need so much maintenance, car insurance companies don’t want to cover them. Official reliability ratings haven’t been released by J.D. Power for the Road Rover, and it’s likely that won’t be a problem for the car.
  • Recalls. Most insurance companies don’t charge more for Land Rovers because they have a history of being evocative. To make things worse, the Rover is Land Rover’s first all-electric vehicle.

Bottom line

The Land Rover Rover is a low-cost, all-electric luxury SUV made by the Land Rover brand, and it’s very nice. It’s a high-end car. There are no safety ratings or trustworthiness tests available at the time of this writing. Road Rover is not likely to be a luxury car.

For Land Rover insurance, be sure to shop around and compare prices from different companies. This way, you can get the best deal.

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