Here’s our Land Rover Defender Car Insurance Rates for you. When the Land Rover Defender hasn’t been seen for 23 years, it’s back and better than ever. The popular SUV wants to be able to go off-road and be able to drive on the road at the same time. It will be a long time before it is available all over the world. Land Rover Defender car insurance costs a little more because it is an SUV that can go off-road, so it costs a little more. If you drive a Defender every year, your insurance should cost you about $2,760 each year. The insurance cost-to-base ratio for a home that starts at $49,000 is 5.5%. This is in line with the national average, which is 4%. However, the percentage could change due to the many customization options available for each model.
How do I compare car insurance for the Defender?

Having a car that can go off-road makes the Defender’s insurance costs a little more. Because SUVs are more expensive than trucks on average, they cost less to buy, even though they are more expensive than trucks. Another thing that affects a person’s accusation is that these criteria aren’t the only thing to look at.
- Body type. The Defender is a small or medium SUV that can go off-road. SUVs are usually cheaper to insure than sedans and pickup trucks, but sedans and pickup trucks may also be cheaper to insure than sedans and pickup trucks. They’re also more expensive even if you’re not going off-road with them.
- Fuel. According to what other people say, the defender can get up to 28 mpg. For off-road cars, competitors would have to pay much more. Electric motor and battery repair costs have gone up, so that’s the only thing that’s not good.
- Thieves’ rates. 6% of all stolen cars in the United States are Land Rovers. Due to the fact that this Defender model won’t have official rates for many years, you can expect a big drop in the rate. 6% of all stolen cars in the United States are Land Rovers. Due to the fact that this Defender model won’t have official rates for many years, you can expect a big drop in the rate.
- Maintenance. Land Rovers need a lot of work and expensive parts to stay in good shape. Because of this, they’re one of the most expensive cars to own and run. Their Off-Road skills won’t be enough to cover the rising insurance costs, but they must become more stable.
- Coverage. This is the most affordable car in its class, with a starting price of $48,900. It has a lot of options that make it the most secure of its kind, with coverage options up to $100,000. In addition to accident and comprehensive coverage, it has limits on how much money you can be sued for. Also, make sure that your uninsured motor property damage coverage is enough to cover the costs.
- Warranty. All new Land Rovers come with a 4-year, 50,000-mile warranty. You can buy an extended warranty package to get an extra five years. As long as your warranty hasn’t run out, you don’t need to buy any extra car insurance.
- The manufacturer has a deal. Cashback and low APRs are likely to be part of special defender deals. If you want to get the best deal, talk to your local car dealer.
Does the Land Rover Defender qualify for discounts?
To get the best deal, choose a specific model of Land Rover Defender. You can choose the specifics of any savings you get.
- Passive restraint discount
- Anti Lock brake discount
- Airbag discount
- Antitheft discount
- Seatbelt pretensioners
How reliable is the Land Rover Defender?
Ratings will not be made public until the Defender is on the market.
- Safety. This is what Land Rover’s chief engineer says: They are working on getting a five-star safety score. Even though the car isn’t ready for sale yet, we’ve already taken care of everything that needs to be done to rate it.
- Reliability. Land Rover, a company that makes cars, has never been known for their reliability. A list of performance ratings for the 2020 Defender will be made public before the new model year starts.
- Recalls. This isn’t the first time Land Rover has had to fix something. Because the Defender is a newer model, there is a chance that yours could be the next one to break down.
Bottom line
The new 2014 Land Rover Defender can be bought in the United States. More expensive cars have insurance premiums above the national average. Cheaper cars, on the other hand, have premiums below it.
Make sure to look at a lot of insurance companies when you’re trying to find the right policy for your new defender.