Car Insurance

Jeep Wrangler Hybrid Car Insurance Rates

By Peter Mondrose Peter Mondrose is the Head of Insurance Content at Bankovia. He received his degree in Economics in 1998 and a second degree in Journalism in 2004 from the University of Chicago. Most recently he served as Head of Content at, and editor at 4 minute read

In 2020, for the first time, the Jeep Wrangler will be able to run on electricity. When you’re running errands in the city, the plug-in lets you drive all-electric, and when you drive it off-road, its more fuel-efficient gas engine makes sure you won’t get stuck in the middle of nowhere. A 2020 Jeep Wrangler Hybrid car insurance costs are expected to be in the $270 to $300 range each month, up from the base model’s $250 per month cost. People who buy a home for more than $30,000 at the start of the market have an insurance cost-to-base ratio of 8-10 percent each year, which is a lot higher than the national average of 4 percent.

How do I compare insurance for the Wrangler Hybrid?

Several factors, including those specific to your car, affect how much your insurance costs, and these factors can affect how much you pay. Some of them:

Jeep Wrangler Hybrid Car Insurance Rates - Jeep Car Brand Logo
  • Body type. When the Jeep Wrangler Hybrid is on the road, its body style is strong and ready for the trail, like a Jeep. You will pay more for your insurance even if you never drive off-road. This is because there is more risk.
  • Fuel. The electric range of this plug-in hybrid car is thought to be about 20 miles. About 22 mpg should be the combined fuel economy of using gas and electricity. In general, hybrid cars cost a little more to insure than other cars.
  • Crime rates are going up. Jeep Wranglers are some of the most stolen cars, so Wrangler Hybrid insurance costs may go up. There is a good chance that insurance companies will look at theft statistics for the regular Wrangler, even though the Hybrid is a different car.
  • Maintenance. Jeep Wranglers cost more to fix each year than other sport utility vehicles, on average $694, according to Repair Pal’s website. How much off-roading you do will affect how much money you spend.
  • Coverage. A good idea is to get insurance for your new Jeep Wrangler that covers both collisions and other types of damage, like fire and theft. The risk of your car getting damaged when you go off-roading is higher, so you’ll need collision and comprehensive insurance if you do it a lot.
  • Warranty. Three years and 36,000 miles is the standard warranty for Jeep cars. There is also a five-year, 60,000 mile long extended warranty. It might be possible for your insurance company to help you get to the roadside if your car breaks down.
  • The provider’s supply. It is common for Jeep’s new cars to have a 3.75 percent annual percentage rate (APR) for 60 months or to have cash back incentives.

Why is insurance so expensive for the Jeep Wrangler Hybrid?

They cost more to insure the regular and hybrid Jeep Wranglers than normal because of the vehicle’s high theft rate, frequent repairs that cost a lot, and more dangerous off-roading. Because hybrid cars are more likely to be stolen and have higher insurance costs, the insurance premiums for this popular SUV will be a little higher.

Does the Jeep Wrangler Hybrid qualify for discounts?

Ask your insurance company to see if your Wrangler Hybrid is eligible for any discounts that are specific to your car.

  • New car discount
  • Electric vehicle discount
  • Anti-lock brake discount
  • Anti-theft discount
  • Seatbelt pretensioners
  • Passive restraint discount

How reliable is the Jeep Wrangler Hybrid?

There will be no official safety and reliability ratings for the 2020 Wrangler Hybrid until a year after it goes on sale. The regular Wrangler has had similar ratings in the past.

  • Safety. IIHS has not given the Wrangler a safety grade in a long time. The last time they did was in 2017. In this case, the front crashworthiness was found to be adequate, but the side protection was found to be insufficient. It also got a bad grade for the quality of its headlights.
  • Reliability. People who work for J.D. Power say that the 2019 Jeep Wrangler is 14th out of all large SUVs in terms of safety. With a score of 65/100, it’s a good thing. There isn’t yet a dependability rating for the 2019 Jeep Wrangler yet, but the magazine thinks it will be bad and give it a score of 6.9 out of 10.
  • Recalls. For the 2018 and 2019 Wrangler JL models, Fiat Chrysler Automobiles is recalling them because they may not be safe. FCA, on the other hand, did not know about any injuries or accidents caused by the recalls they made.

Bottom line

Some Jeep Wranglers, like the Wrangler Hybrid, can be used as plug-in hybrid cars. It’s possible that the better fuel economy and all-electric low-mileage mode won’t lead to better safety and reliability ratings or lower insurance costs.

The best way to get the best insurance deal for your new Jeep Wrangler Hybrid is to shop around.

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