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Jaguar XE Car Insurance Rates

By David Krug 3 minute read

The XE costs more because it gets bad marks for reliability and performance. There is a guarantee on the car for five years and 60,000 miles, so you can cut down on some of the costs. There will also be less money to pay for a new Jaguar when you buy one. For additional information heres our Jaguar XE Car Insurance Rates.

How do I compare insurance for the XE?

Jaguar XE Car Insurance Rates - Jaguar XE Car Insurance Logo

The Jaguar XE is a car that looks like a sedan, but it has some performance features that could make your insurance costs go up if you buy one. Because of this, the car comes with a free maintenance plan and roadside assistance for the first few years. This helps cut down on the cost of owning the car during this time.

  • Body type. The Jaguar XE is a high-end sports sedan, according to the car company. Though this car has a turbocharged gas or diesel engine, it looks more like a sports car than a sedan because it has a lot of power and can go fast. If you do this, your insurance rate may go up because of it.
  • The price. Base MSRP: $36,720. This makes it one of the most affordable luxury sedans on the market. Even so, it costs more than most sedans.
  • Fuel. The XE gets 32 mpg in the city and 42 mpg on the highway because it is small.
  • Maintenance. When you take your Jaguar to a Jaguar specialist for service and repairs, you should expect to pay more for them. Anyhow, Jaguar gives this car a free maintenance package that lasts for five years or 60,000 miles.
  • Coverage. Most people don’t need more than basic insurance for this car. In the event of an accident, however, extra insurance may help pay for the parts and repairs that are unique to your vehicle. The optional coverages are comprehensive, loan/lease gap, collision with a high limit, uninsured/underinsured motorist, or collision with a low limit.
  • Warranty. This car comes with a five-year/60,000-mile limited warranty and free roadside help. Check out the free service plan.
  • The manufacturer has a deal. People who want to buy an XE for 36 months can get it at 1.9% APR from the manufacturer.

Does the Jaguar XE qualify for discounts?

Different models have different standard safety features, but the XE comes with a lot of them:

  • Anti-theft system
  • Airbags
  • Anti-lock brakes
  • Child safety locks
  • Electronic stability control
  • Driveline traction control
  • InControl Protect Emergency Sos
  • Parking sensors
  • Low tire pressure warning
  • Blind spot monitoring
  • Autonomous emergency braking
  • Reverse traffic detection
  • Lane-keeping assist
  • Back-up camera

How reliable is the Jaguar XE?

The reliability of this car is very low. As a result of many recalls over its short life, it looks like the manufacturer is still trying to figure out how to make things better.

  • Safety. The XE hasn’t been given a safety rating by any of the top groups. There are a lot of groups that don’t know about the Jaguars.
  • Reliability. In terms of how likely it is to break down, J.D. Power gives this car a 2 out of 5 star rating. With this rating, a car has reached the lowest of all possible outcomes.
  • Recalls. The XE has had a lot of problems in the short time it’s been on the market. A lot of things went wrong with the car. The return pipe for gas was found to be leaking, and so were the end caps on the fuel rails. These could start a fire or make it hard for you to figure out important things like how fast a car is going.

Bottom line

Because this is a sedan like this, it costs more to insure than most other cars, even though it’s a sedan. However, because it’s a high-performance car with a questionable build, its price may be higher.