Car Insurance

If your car’s airbags deploy, is it automatically considered totaled?

By Peter Mondrose Peter Mondrose is the Head of Insurance Content at Bankovia. He received his degree in Economics in 1998 and a second degree in Journalism in 2004 from the University of Chicago. Most recently he served as Head of Content at, and editor at 2 minute read

If you’re wondering whether your car is totaled after an accident in which airbags deploy, the answer is maybe. It depends on the severity of the damage and whether the cost of repairs would exceed the value of your car. If the accident was minor and the repairs wouldn’t be too expensive, your car probably isn’t totaled. But if the damage is extensive, you may be better off financially to declare it a total loss and collect the insurance payout.

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What is the definition of a “totaled” car?

Most insurance companies consider a car to be totaled when the cost of repairs exceeds the value of the vehicle. Airbags alone can cost several thousand dollars to replace, so if the value of the car is less than that, the insurance company will likely deem it totaled. There are other factors that can contribute to a car being totaled as well, such as major frame damage or a destroyed engine. In the end, it is up to the insurance company to decide whether a car is totaled or not.

When does a car’s value drop so low that it’s considered totaled?

If your car’s airbags deploy, the value of your car will drop significantly. If the damage to your car is extensive, it may be considered totaled. Totaled means that the cost to repair the car is more than the value of the car. This can vary depending on the make, model, and year of your car. If your car is totaled, you may be able to get a payment from your insurance company that is equal to the value of your car.

What is the effect of totaled cars on insurance rates?

The airbag is a vital safety feature in modern vehicles, and it is one of the most important factors in protecting passengers during a crash. When an airbag deploys, it is designed to cushion the impact of a collision and help prevent serious injuries. However, a deployed airbag can also cause significant damage to a vehicle. In some cases, a deployed airbag may cause enough damage that the vehicle is considered a total loss. When this happens, the insurance company will likely declare the vehicle to be a total loss and pay out the claim accordingly. The effect of totaled cars on insurance rates is significant, as these vehicles are much more likely to be involved in accidents than those that have not been totaled. As such, insurance companies typically charge

How does a totaled car affect my insurance rates?

If you are in an accident and your car’s airbags deploy, it is automatically considered totaled by most insurance companies. This is because the cost to repair the vehicle usually exceeds the value of the car. If your car is totaled, your insurance company will pay you the actual cash value of your car, minus your deductible. Your insurance rates will not be affected if your car is totaled.

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