Car Insurance

GMC Canyon Car Insurance Rates

By Peter Mondrose Peter Mondrose is the Head of Insurance Content at Bankovia. He received his degree in Economics in 1998 and a second degree in Journalism in 2004 from the University of Chicago. Most recently he served as Head of Content at, and editor at 3 minute read

It costs on average $128 a month for GMC Canyon Car Insurance. That works out to $1,536 a year. Your exact price is based on a number of factors, including your driving record, how many miles you drive each year, and your age and gender.

How to compare insurance for the GMC Canyon

GMC Canyon Car Insurance Rates - GMC Canyon Car Insurance Logo

GMC Canyon insurance quotes can vary based on the following factors.

  • Price. Insurers will charge less for the GMC Canyon because it is a smaller pick-up truck. To get the most for your money, look at the discounts that different service providers offer.
  • Deductible. If you want to save money on your insurance, you could raise your deductible. Make sure, though, that you have enough money set aside in case you need to make a claim. You’ll have to pay your deductible before your insurance will start paying.
  • Coverage. Check to make sure that your insurance policy covers the bare minimums required by your state. You may want to add more coverage, such as collision, comprehensive, and uninsured and underinsured motorist, to your policy, depending on how much money you have and what your needs are.
  • Offers made by the company. GMC has a five-year powertrain warranty that covers all new cars and comes with 24-hour roadside assistance and towing service if you need it.

What factors affect car insurance for the GMC Canyon?

As a mid-range pickup truck, the GMC Canyon should not be too expensive to insure. It has a lot of available safety features that are easy to use. If you choose a different trim package, your insurance rates may go up or down.

The cost of insurance for a car tends to go up as the price of the car goes up. Even though it may be more expensive, some advanced safety features may help you save money even if the overall model is more expensive.

For the GMC Canyon’s basic package, Erie Insurance said that it would cost $115 a month. The GMC Canyon’s most expensive package was priced at $110 a month.

Driver factors and insurance costs

You may also have to pay more for insurance if you are older, have a history of accidents, or have a different type of car than you do now. People who sell insurance usually look at things like gender and credit score to figure out how much they can charge. A lot of people think that women drive less risky than men, so their insurance premiums are usually cheaper. Most of the time, people who have better credit scores also get better rates.

Does the GMC Canyon qualify for discounts?

Yes. You may also be able to get a discount on your GMC Canyon insurance because of optional safety features like:

  • Forward collision alerts
  • Lane departure warnings
  • A teen driver program, which lets parents set speed and volume limits
  • Child seat latch points
  • A rearview camera
  • Airbags
  • An anti theft alarm system

Reliability and safety ratings for the GMC Canyon

In 2018, U.S. News & World Report named the GMC Canyon the third-best small pickup truck in the country. In general, this car is reliable, but it only gets three out of five stars for dependability because it isn’t as safe or as fast as other cars.

In general, the NHTSA and the Insurance Institute for Highway Safety both give the GMC Canyon four out of five stars for safety. This means that both groups think the car is very safe. Side impact results for the extended cab version were not good at all.
There is a safety issue with 2016 GMC Canyons that you should know about:

  • Airbags. The driver’s airbags may not work properly, which could lead to more injuries.

The GMC Canyon series maintenance

Keep in mind that it will cost a lot to keep your GMC Canyon in good working order. When it comes to maintenance and repairs, a full-size truck is likely to cost more than a sedan, but it should be less.

Because the Canyon is small, it gets better gas mileage. It gets 22 mpg in the city and 30 mpg on the highway.

Bottom line

Choosing a small GMC Canyon might be a good idea if you want a pickup truck but don’t want all the extra weight or high insurance costs that come with bigger trucks. As you look for insurance, you may also be able to get a lower rate because the car has good safety scores.

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