Car Insurance

Genesis GV80 Car Insurance Rates

By Peter Mondrose Peter Mondrose is the Head of Insurance Content at Bankovia. He received his degree in Economics in 1998 and a second degree in Journalism in 2004 from the University of Chicago. Most recently he served as Head of Content at, and editor at 3 minute read

A lot of people think that Genesis GV80 Car Insurance will be cheaper than for full-size SUVs. This is about $860 more than the national average for insurance costs for a car of the same make and model. There will be an annual insurance cost of 4.3 percent, which is slightly more than the national average of 4 percent, with a new base price of $50,000 MSRP. This is a little above the national average.

How do I compare insurance for the Genesis GV80?

Genesis GV80 Car Insurance Rates - Genesis GV80 Car Insurance Logo

In fact, it is true that crossovers are cheaper to insure because they have a lot of high-tech features and luxury features. You should keep the following things in mind when you compare GV80 car insurance quotes:

  • Body type. People who insure full-size SUVs and pickup trucks are more likely to pay more than people who insure this small SUV.
  • Fuel. Because it has a hydrogen fuel cell electric hybrid engine, the GV80 wants to be more fuel-efficient than other cars. Hybrid cars, on the other hand, are more expensive to insure because it costs a lot to change the battery in a hybrid car.
  • Theft rates are very high. The Genesis is a new car, so the National Highway Traffic Safety Administration hasn’t heard about any thefts (NHTSA). Because of this, unless you live in an area with a lot of thefts, your insurance premiums aren’t likely to go up if you drive a crossover or SUV.
  • Maintenance. A lot of people like Genesis because it gives them a lot of ways to save money, like free regular maintenance for the first three years or 36,000 miles on high-end cars. Also, there is a three-year membership to Service Valet, which could help with planning for rentals and maintenance, as well.
  • Coverage. If you really want to treat yourself, look into high-end insurance with agreed value coverage and more liability limits for this car. As long as you have collision and comprehensive insurance as well as uninsured motorists insurance, you’ll have complete peace of mind.
  • For insurers, there are a lot of options. Most insurance companies cover Genesis models, so you shouldn’t have a problem getting coverage for your car.
  • Warranty. It comes with a 10-year and 100,000-mile warranty as part of the Genesis Complete Confidence owner program. Roadside help and regular maintenance are also included, so you don’t need to buy towing insurance.

Does the Genesis GV80 qualify for discounts?

Yes. If previous Genesis models are any guide, these features could help you get a better deal on your insurance.

  • Antitheft device
  • Anti Lock brakes
  • Hybrid engine
  • Front impact airbags
  • Knee airbags
  • Overhead airbags
  • Side-impact airbags
  • Seatbelt pretensioners
  • Stability control

Why is insurance so expensive for the GV80?

If you buy the GV80, even though it isn’t cheap, you’ll still have to pay for it. Genesis’ prices aren’t as high as those of other companies, but the GV80’s $50,000 base price makes it too expensive to replace.

People who own this car may have to pay more for insurance because of things like the unique inlay touch control panel and the high-tech hybrid powertrain.

How reliable is the Genesis GV80?

When you’re dealing with a new model, it’s hard to figure out how reliable it is. Because the GV80 is linked to the G80 sedan, you can expect it to get good safety ratings when it goes on sale in 2019.

  • Safety. When you’re dealing with a new model, it’s hard to figure out how safe it is. Because the GV80 is linked to the G80 sedan, you can expect it to get good safety ratings when it goes on sale in 2019.
  • Reliability. When you buy a new car, it’s hard to tell how reliable it will be. Genesis cars are known for being reliable, though.
  • Recalls. The first model of this car will be out in 2020, so there is no news about a recall at this time. We don’t know for sure if the GV80 is in danger because of two recent recalls. The windscreen and the passenger airbag detection could be at risk.

Bottom line

In addition to the high-end features and services found in other Genesis models, this first crossover vehicle comes with a great warranty. Due to its hybrid powertrain and safety features, the GV80 may be one of the more affordable luxury CUVs on the market. This could mean lower insurance rates for the driver.

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