To learn more about the company, check out our Falcon Insurance Group review, which includes information on policy options, discounts, and customer service ratings.
Falcon Insurance Group, headquartered in Oak Brook, Illinois, is a non-standard auto insurance business that provides coverage in Illinois, Oklahoma, Texas, Indiana, and Arizona through a network of more than 1,000 independent brokers. The firm focuses on insuring drivers who may have difficulty obtaining coverage elsewhere, such as those who have never had insurance or have a spotty driving history. While Falcon may provide cheaper rates to some non-standard drivers, the trade-off may be poor customer service or a precarious financial position.
Falcon Insurance Review
- JD Power Rating — Not Rated by JD Power
- Financial strength — Not Rated: Falcon Insurance does not have an A.M. Best rating.
- NAIC Rating — Falcon Insurance had significantly more complaints than the industry average from the National Association of Insurance Commissioners.
Falcon auto insurance coverage options
Falcon vehicle insurance includes the standard coverages you’d expect from an auto insurer, such as liability, comprehensive, and collision. The firm claims to offer a variety of coverage alternatives, however more facts about coverage are not properly stated in the company’s publicly available publications.
Falcon Insurance also assists drivers who require an SR-22 filing. An SR-22 is a document that verifies to your state that you have the appropriate amount of automobile insurance. SR-22s are frequently necessary following violations like driving without insurance or a DUI, and must be maintained for a specified period of time in order to retain one’s driving rights.
Flexible payment options and terms
Falcon Insurance offers a variety of payment plans to accommodate consumers with varying budgets, including monthly, six-month, and yearly alternatives. Additionally, the firm accepts payments via their website, app, over the phone, or in-person with a local agent.
Falcon Insurance discounts
Policyholders of Falcon Insurance can save money on their vehicle coverage in the following ways:
- Homeowners. If you own a home, you may qualify for a discount on your automobile insurance coverage.
- Multi-car. Having numerous cars covered under the same insurance may provide cost savings.
- Transfer. Customers who qualify for a premium decrease may do so by changing to Falcon Insurance.
- Paid in full. Paying your subscription in full in advance may save you money.
Falcon Insurance mobile app and website
Falcon Insurance makes it simple to get insurance information via their mobile app and website. The Falcon Insurance Company app enables rapid claim submission, policy information viewing, and access to ID cards. Their website is simple to browse and includes tools for managing your coverage and filing claims.
Is Falcon Insurance right for you?
Falcon Insurance may be worth a try if you’ve had problems obtaining auto insurance due to your driving history. However, some clients may be turned off by the company’s reputation for service. Additionally, their coverage options — at the very least the ones indicated — are rather restricted. Customers who want greater levels of coverage or who wish to package their renters and homeowners insurance should go elsewhere.
Whether you want the maximum amount of coverage or just enough to be legal, it’s always a good idea to shop around for insurance prices. A little research might help you find better prices and avoid businesses with negative customer evaluations. Insurance quotes are completely free and straightforward to acquire. To begin, simply input your ZIP code below.