Car Insurance

Audi S8 Car Insurance Rates

By Peter Mondrose Peter Mondrose is the Head of Insurance Content at Bankovia. He received his degree in Economics in 1998 and a second degree in Journalism in 2004 from the University of Chicago. Most recently he served as Head of Content at, and editor at 8 minute read

As of 1996, Audi’s S8 was one of the most luxurious models in the A8 line. For the S8, the V8 engine is a 4.0-liter V8 that produces 605 horsepower, as well as a host of other foreign features. There are many variables that go into the cost of Audi S8 car insurance rates; thus, it may be prohibitively expensive to insure this particular model.

As opposed to the national average of $1,000, the yearly insurance premium for the Audi S8 is $2,292. Your actual costs may vary according to your driving history, annual mileage, and other variables. On average, insurance in Idaho costs $1,053, whereas in Michigan it costs $2,551 per year. As a result, it’s vital that you verify your alternatives and seek expert advice in light of your particular set of circumstances.

Other factors that can affect your Audi S8 car insurance rate

Audi S8 Car Insurance Rates - Audi Car Brand Logo
  • Audi S8 model year
  • Vehicle’s trim
  • Amount of coverage you need
  • Estimated miles you drive in a year
  • Vehicle’s safety and anti-theft features
  • Driver’s credit score and location
  • Driver’s age, marital status and gender
  • Driving history in the past five years
  • Whether the driver rents, leases or owns the vehicle

How to compare insurance for the Audi S8

If you don’t live in New Hampshire or Virginia, you must have car insurance in order to drive on public roads. A necessary yet unpleasant purchase that virtually all drivers must make is insurance. Protecting yourself in the event of an accident, even if you aren’t at fault, might save you money in the long-run. When looking for insurance, it might be tough if you don’t know what you’re looking for. Establishing an example plan will allow you to evaluate your options with more clarity. To assist you acquire quotations, here are some ideas:

  • Price. Prices alone are not enough to compare insurance because the types of coverage and features available vary widely. The process of producing a sample insurance policy allows you to compare rates from a variety of providers.
  • Deductible. Take into account the possibility that your deduction will affect your monthly rates. Your monthly expenses will be reduced as a result of a higher deductible. In the case of an accident, a smaller deductible will save you money, but your monthly premium would be higher.
  • Minimum coverage. All but Virginia and New Hampshire have their own set of standards for coverage. Before signing up for health insurance, make sure that your state’s minimum requirements are met.
  • An additional layer of protection. Most insurance companies feature personal injury protection and medical expenditure coverage as basic add-ons. Think about bringing them along with you on your next outing.
  • Extras. Changes in your service provider or bundle will alter your personality. If you haven’t already, you should take into account things like accident forgiveness and roadside assistance.
  • Restrictions. There are several insurance providers that may limit the coverage of your vehicle. To prevent having your claims rejected or your insurance lapse, do your homework.
  • Manufacturer’s promotion or customer loyalty discount. Find out whether Audi is affiliated with any insurance companies. If this is the case, you may be eligible for incentives or discounts from the manufacturers as a consequence. Find out whether Audi has ties to a particular insurance company. If this is the case, you may be eligible for incentives or discounts from the manufacturers as a consequence.
  • Warranty. Learn what your warranty or extended warranty covers so you don’t have to pay for double protection.

What factors affect car insurance rates for Audi S8?

In determining your premiums, insurance companies take into account a wide range of variables that might impact both your likelihood of filing a claim and the cost of doing so. In addition to the type of vehicle you drive, your driving history and where you reside all have a role. Car insurance prices can be affected by a variety of factors, including theft rates, safety features, and other variables. Insurance premiums are affected by the Audi S8’s unique design. It works like this:

  • Body type. The Audi S8 is a four-door executive vehicle. Saving money on your auto insurance may be possible due to its low-risk design.
  • Model and manufacture of car. In the world of premium sports cars, the S8 is considered the pinnacle. Insurance rates may go up because of the car’s performance and grandeur, but it also makes driving more pleasurable and safe.
  • Theft. The S8 is a luxury sports vehicle with a premium price tag. Insurance rates may go up because of the car’s performance and grandeur, but it also makes driving more pleasurable and safe.
  • Repairs. With the high price of premium materials and the exceptional design, repairs may be costly and time consuming.
  • Safety ratings. Despite the fact that the A8 and S8 do not have official safety ratings, its design and innovative technical safety systems may help reduce the cost of insurance.

How do trim packages and extra build options affect insurance cost?

Because the design of your automobile has an effect on your likelihood of getting in an accident, the vehicle you drive may have an effect on your insurance premiums. However, in addition to your option, the car’s performance and crash test results may be affected by the car’s construction choices. As a result, many service providers consider the many options and packages that come with your automobile when setting your pricing. The cost of Audi S8 automobile insurance may be affected by a variety of construction options.


  • Packages for design choices. Neither of the two modifications adds much functionality to the car’s performance, but they both cost roughly $7,000 and might raise the cost of auto insurance.
  • It’s a dynamic package To save money on maintenance, avoid the $16,500 carbon fiber variant.
  • Officer with the ability to see in the dark. At night, you could be less likely to get into a collision if you have this package. As a result of increased visibility, insurance premiums may be lower.
  • Package deals for fun and relaxation. Insurance rates might rise as a result of installing a sound system or entertainment system in the backseat.
  • Solar-powered roof. Traditional metal roofs cost more than sunroofs, however the former is less costly but more prone to failure or upkeep. Please be aware that if this function is implemented, the premium may increase.

Audi S8 money-saving safety features

On your Audi S8 there are certain safety features that might save you money on your auto insurance.

  • Airbags
  • Daytime running lights
  • Anti-lock brakes
  • Anti-theft device
  • Surround camera system
  • Parking sensors
  • Rear back-up sensors
  • LED fog lights
  • Electronic stability control
  • Seatbelt pretensioners

Does the Audi S8 qualify for auto insurance discounts?

It’s possible to save money on your car insurance policy depending on the provider you pick. There are a number of variables that might affect how much money you save, such as where you live and the service you choose to use. A few examples of the Audi S8 in action may be seen here:

  • New car discount
  • Anti-lock brake discount
  • Anti-theft discount
  • Passive restraint discount (Airbags, motorized seat belts, etc.)
  • Emergency roadside assistance discount

How reliable is the Audi S8?

When it comes to reliability, the S8 lacks, although the A8 has it. Both U.S. News and J.D. Power have evaluated the 2018 Audi A8 as more dependable than its competitors (3.5/5 stars). Because it costs more and looks nicer than the S7, the S8, on the other hand, should be more dependable.

It’s surprising how few people remember the S8 despite its extended run in production. As a result of safety concerns, a small number of Audi S8s fitted with sunroofs were recalled between 2007 and 2009 and 2013 and 2014. Although there have been several notices on the A8;

  • 2013: Almost 10,000 Audi A8 Quattro 2013 vehicles have been recalled due to coolant leaks into the engine control module, resulting in a power failure.
  • 2010-2012: Some Audi A8 vehicles in 2010, 2011 and 2012 have also been affected by the cooling leakage issue.

No matter how many iterations of the S8 there have been, the same handful of problems crop up in every single one, regardless of the model year. Customers have also complained about early wear and leaks from the gearbox shaft seals due to the memory seat adjustment not working. There is the possibility for carbon buildup in this vehicle as with many others from Audi, which affects its efficiency in terms of energy and petroleum savings.

How safe is the Audi S8?

The A8 and S8 have received no acceptable safety ratings from the NHTSA or IIHS. The S8 is no exception when it comes to safety, which is a major concern for Audi. Audi automobiles are noted for their dependability and safety, which saves their owners money on insurance premiums.

Audi S8 maintenance

The S8 is Audi’s most opulent sedan, and it comes equipped with a slew of cutting-edge safety and support technologies. This vehicle was developed so that its users may work and travel at the same time. It was risk-free while yet being trustworthy. However, like with any other vehicle, regular service intervals may assist to keep the automobile in peak condition. Detailed information about oil changes and mileage may be found here.

  • After every 10,000 miles or 12 months, Audi recommends changing the oil. However, if you drive your vehicle often, you may want to consider having it serviced more frequently.
  • Depending on how long it’s been since your last oil change and where you take your S8, an oil change should cost between $125 and $250.
  • The 2017 Audi maintenance schedule recommends servicing your S8 every 10,000 miles for the first two years, and then every 20,000 miles after that.
  • After the first 20,000 miles, and then every 20,000 miles afterwards, routine maintenance should be done.
  • The 2018 Audi S8 achieves an average fuel economy of 18 mpg on the highway and 14 mpg in the city.
  • The four-year/50,000-mile warranty and four years of 24-hour roadside assistance are included with the 2017 Audi S8.

Is an extended warranty worth it for the Audi S8?

In addition to the standard four-year, 50,000-mile new car warranty, the SQ5 is covered by Audi’s complimentary route-side support program. A longer warranty is provided by the Audi Certified Plus Limited Warranty under certain conditions. After the original warranty expires, this coverage kicks in and covers you for up to an additional two years or 100,000 miles. Purchasing an extended warranty for the S8 is a wise decision that may increase the car’s resale value.

About the Audi S8

The S8 was initially presented to Europe in 1996 by Audi. Excellent noise isolation, a stunning interior and uncomplicated performance define the most recent model. The 2017 model’s safety was not assessed by the Highway Safety Institute Insurance or the National Highway Traffic Safety Administration.

Security ratings, robbery rates, substitute pricing, and the possibility of a significant occurrence are expected to influence the cost of insurance. Insurance premiums are influenced by factors such as a driver’s driving record and geography. Prospective Audi purchasers should seek many insurance quotes to guarantee they are getting the best deal possible. Check to see whether you qualify for a reduction on your insurance premiums when you buy an Audi S8 by doing some research.

Curated posts

Someone from Columbus, OH just viewed Best Online Colleges For Computer Science