Car Insurance

Audi R8 Car Insurance Rates

By Peter Mondrose Peter Mondrose is the Head of Insurance Content at Bankovia. He received his degree in Economics in 1998 and a second degree in Journalism in 2004 from the University of Chicago. Most recently he served as Head of Content at, and editor at 7 minute read

However, the Audi R8 is still a substantial investment that must be protected both on and off the road. For a high-end sports car, the Audi R8 car insurance rates are reasonable. Audi R8 car insurance costs $2,364 a year, or $197 a month. To put it simply, it’s one of the most affordable luxury cars to insure at 1.5% of the original price of $162,900. You may get a price quote by sorting insurance companies by state.

How to compare Audi R8 Car insurance rates

In spite of its high performance and large price tag, the R8 is an unexpectedly reasonable sports car. In spite of the fact that most major carriers cover this model, some providers provide policies specifically for sports vehicles for individuals who can’t afford it. You may use a sample insurance policy for your Audi R8 to receive quotes from various insurance providers. Consider the following while deciding on a course of action.

Audi R8 Car Insurance Rates - Audi R8 Car Insurance Logo
  • Price. Shop around for a policy that offers the level of coverage and features you like at a price you can afford.
  • Deductible. Depending on how much money you have set aside each month, your monthly payment may be affected. It is cheaper to have a greater monthly budget than to have a smaller monthly budget.
  • The bare minimum. Most countries require all drivers to have some form of insurance. Before you get insurance, check to see whether it fulfills state requirements.
  • An additional layer of protection. Pay attention to additional insurance coverage, such as PIP or non-insured motorist Extras. Accident forgiveness and roadside assistance may be included in some insurance policies. Before you buy any more benefits, make sure you know what your current insurance covers and whether or not the extra advantages are worth the cost.
  • Restrictions. Certain insurance carriers restrict the positions of drivers and the insurance coverage they give.
  • Loyalty discount or manufacturer’s offer. Inquire as to if Audi insurance partners may offer any manufacturer incentives or loyalty savings.
  • Warranty. Get the full picture of what is covered by the manufacturer or extended warranty.

What factors affect car insurance rates for Audi R8?

As a result of the Audi R8’s high price and performance, many people assume that insuring a sports car is too expensive. Insurers use a variety of additional criteria, like your driving record, to decide your premiums, making the process much more convoluted. Variables like the type of carcass, theft rates, security, and a slew of others suggest that cost competitiveness is maintained in numerous ways. These factors should be taken into account.

Car insurance premiums may be affected by the Audi R8’s characteristics.

  • Body type. Compared to a sedan, the R8 is a more inexpensive cup vehicle.
  • Types of automobiles. Fast and powerful, the R8 is a sports coupe. Auto insurance premiums may rise as a result of this.
  • Theft. Sedans are the most common type of vehicle to be stolen. The R8’s clip-on style means it is less likely to be stolen because it is easier to transport. Companies may be able to lower their premiums because of this change in the law
  • Repairs. The price of Audi R8 repair is expected to be expensive. Maintenance may necessitate the employment of professional personnel due to the high cost of new parts. That may be why insurance premiums are so high.
  • Ratings for the safety of a product. If you’re looking for insurance savings, the R8 has a lot of good safety features that qualify.

How do trim packages and extra build options affect insurance cost?

Premiums are determined by a variety of criteria, including your likelihood of filing a claim and the likely dollar amount of that claim. The features of the driver, the location, and the vehicle can all impact the price of your ride. Features and options on each R8 model set it distinct from the rest. Extras like performance packages and advanced driver aid systems may raise your insurance premiums. As an example, the 2018 Audi R8 V10 Cup demonstrates how different choices might affect the cost of vehicle insurance.

Engine & drivetrain

  • V10 Plus. It has ceramic brakes, LED full-beam headlights, and a carburizer engine when the standard R8 doesn’t switch it off. While the price of this model has dropped by over $60,000, you will experience a rise in your insurance premiums as a result.
  • Quattro. Audi’s all-wheel-drive Quattro technology is well-known. This package enhances the vehicle’s handling and traction capabilities. Premiums on standard models are expected to rise by $30,000 as a result.

Packages and options

  • Premium package. Despite the R8’s $8,000 price tag, it will have no effect on its performance, but it will hike your insurance rates.

Audi R8 money-saving safety features

You may be able to save money on your car insurance if your Audi R8 has any of these safety features.

  • Airbags
  • Daytime running lights
  • Anti-lock brakes
  • Anti-theft device
  • Surround camera system
  • Parking sensors
  • Rear back-up sensors
  • LED fog lights
  • Electronic stability control
  • Seatbelt pretensioners

Does the Audi R8 qualify for auto insurance discounts?

You may be eligible for a variety of savings on your car insurance depending on the insurance company you pick. There are a number of variables that will impact your real savings. These include where you live and what kind of service you use. Here are a few circumstances when the Audi R8 can be useful: The following is a list of the following:

  • New car discount
  • Anti-lock brake discount
  • Anti-theft discount
  • Passive restraint discount (Airbags, motorized seat belts, etc.)
  • Emergency roadside assistance discount

How reliable is the Audi R8?

In terms of reliability, the R8 receives a rating of 2,5/5 stars from US News and JD Power. The prior model year’s 3/5 star rating is somewhat better, but only by a sliver. Users have acknowledged their happiness with the R8’s reliability.

  • 2011: As a result of friction between the engine compartment and the heat shield, certain 2011 Audi R8 cars have been recalled. This problem must be addressed right away because if gasoline leaks and comes into contact with an ignition source, it might create a fire.

A relatively small number of problems have been documented with the Audi R8. Due to the high price of the R8, the sample size is smaller than that of a more popular vehicle like the Audi A4 or Q5. However, transmission problems, power interruptions, and CO2 buildup have been observed by some owners.

Audi R8 maintenance

Designed to thrill, the R8 is a high-performance sports automobile. Audi automobiles may be driven more aggressively, resulting in a greater demand for service. If you want to keep your car or truck in good working order, you must follow a regular maintenance routine. Routine maintenance, such as changing the oil and scheduling service appointments, may extend the life of your R8. In view of current oil prices and other considerations, it is plausible to expect these outcomes.

  • Every 10,000 miles or one year, whichever comes first, Audi advises changing the oil in your vehicle. Make sure your car is up to date more frequently if you drive a lot. An Audi R8 oil change might cost as much as $500.
  • Audi advises servicing your R8 every 20,000 miles after the first 10,000 miles.
  • After the first 20,000 miles, the vehicle should be serviced every 20,000 miles after that for the rest of its life.
  • This year’s Audi R8 gets 17mpg on the freeway and 14mpg in the city.
  • Four-year/50,000-mile warranty and 24-hour roadside support are included with the 2017 Audi R8.

Is an extended warranty worth it for the Audi R8?

Also included is a four-year/50,000-mile warranty for the Audi R8. The Audi Certified Plus Limited warranty is a wonderful alternative if you need extra time to make a decision. You’ll be protected for an extra two years or 50,000 miles under the extended warranty after your original warranty expires. The baseline safety net is enough, but the extended guarantee, which is available for automobiles like the Audi R8, gives an additional layer of protection. If you decide to sell it in the future, you may be able to get a better price for it if you do this.

How safe is the Audi R8?

There are no official safety ratings for the Audi R8 because of its lower production than other Audi models. There are a number of safety measures and driver aid systems that can help preserve the R8 in good condition in the case of an accident, much like previous Audi vehicles.

Compare Audi competitors

As a starting point, consider what other sports cars or similar models from various manufacturers have to offer. Your search may be narrowed by comparing sports cars with comparable models from different manufacturers.

Bottom line

The Audi R8 is a terrific deal when compared to other supercars, since it offers excellent performance at a fraction of the cost. Insurance for a R8 is straightforward, despite its high price and inclination for fast speeds. If you’re looking for more specialist coverage, you may want to look into organizations who specialize in vehicle performance insurance. To get the greatest deal, choose a policy and provider that meets your needs.

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