Car Insurance

Audi Q5 Car Insurance Rates

By Peter Mondrose Peter Mondrose is the Head of Insurance Content at Bankovia. He received his degree in Economics in 1998 and a second degree in Journalism in 2004 from the University of Chicago. Most recently he served as Head of Content at, and editor at 6 minute read

The Audi Q5 Car Insurance will run you around $138 per year. This makes it one of the most cheap luxury automobiles to insure when compared to Mercedes-Benz and BMW, with a starting price of $40,900. At a cost of $1,656 a year, the average cost-to-base car insurance ratio is 4.0 percent.

What factors affect car insurance rates for Audi Q5?

Audi Q5 Car Insurance Rates - Audi Q5 Car Insurance Logo

This means that if you pay on time, suppliers will pass on your rates, which they will do if you don’t pay late. It is because of this that the cost of insurance can vary greatly depending on factors such as where you reside, your driving record, and more. As a result, while all of these factors contribute to the cost of auto insurance, the vehicle itself has a major impact. The Audi Q5’s attributes are compared to your previous vehicles’ insurance costs.

  • Body type. The Q5 is less likely to be involved in an accident than other vehicle types. Automobile insurance rates may be cheaper than those paid for sedans or sports cars if this is the case.
  • Vehicle class. Audi’s Q5 is yet another high-end model, and it lives up to expectations. Prices may rise due to its status as a luxury vehicle.
  • Theft. The lower rates may be attributed to the fact that SUVs and crossovers are less likely to be stolen than sedans.
  • Repairs. No matter where Audi cars are made in the world, the Q5 should not cost more to service than other SUVs in its class. Insuring a vehicle may be less expensive if parts and repair services are readily available.
  • Ratings of safety. The Q5’s excellent safety ratings might save you money on your car insurance premiums, like many other Audi vehicles.

How do trim packages and extra build options affect insurance cost?

Auto insurance premiums are influenced greatly by the type of car you drive. When calculating your rate, many vehicle parameters, including power, scheduled usage, and safety features, are taken into consideration. Vendors have supplied these estimations.

Even though automobiles today tend to be driver-centric, some choices you make can have an impact on how well your vehicle operates. Depending on your Audi Q5’s options and trims, your service provider may need to change the pricing of your plan. Let’s have a look at how the “comfort” basic package affects your insurance costs by adding additional features.


  • Progressive. In addition to sensors and cruise control, the Progressive package includes front and rear parking sensors as well as other features. You may be able to save money on your insurance premiums if you are more visible on the road.
  • Technik. Progressiv’s characteristics are augmented with additional features such as Audi Connect and better illumination. If visibility and security are increased, insurance premiums may decrease.

Packages and options

  • Driver Assistance Package. The use of driver assistance technologies such as adaptive cruise control, traffic marker recognition, and others may lead to decreased insurance costs.
  • Rebuilt suspension system. You may be able to reduce your car insurance prices while also improving handling by choosing a single suspension kit.
  • It’s time to hook up the trailer. Increasing your risk of damage by transporting heavy goods or adding weight to your car might lead to increased insurance premiums.
  • Airbags on both sides of the vehicle. If you’re in an accident, this safety feature might help you avoid property damage and injuries, which could save you money on your insurance.
  • The wheels of the vehicle become immobilized. The probability of your wheels being stolen is much reduced when you install wheel locks. As a result, service providers may offer you a discount if you get it set up in your home.

Audi Q5 money-saving safety features

If your Audi Q5 is equipped with specific safety features, you may be able to save money on your car insurance premium.

  • Airbags
  • Daytime running lights
  • Anti-lock brakes
  • Anti-theft device
  • Surround camera system
  • Parking sensors
  • Rear backup sensors
  • LED fog lights
  • Electronic stability control
  • Seatbelt pretensioners

Does the Audi Q5 qualify for auto insurance discounts?

In order to save money on vehicle insurance, you may want to shop around. Where you reside, your service provider, your selections, and other variables can all affect your savings.

Here are a few examples involving the Audi Q5:

  • New car discount
  • Anti-lock brake discount
  • Anti-theft discount
  • Passive restraint discount (Airbags, motorized seat belts, etc.)
  • Emergency roadside assistance discount

How reliable is the Audi Q5?

Since its introduction in 2008, Audi’s Q5 has been offered in the United States. The 2018 Audi Q5 has been named the best luxury compact SUV by U.S. News & World Report. The most current model’s redesign featured a new basic engine, driving aid technology, and an improved entertainment system. The 2017 model was rated the Top Safety Pick+ by the Highway Insurance Institute.

For its class, the 2018 Audi Q5 gets a dependability rating of 3/5 stars from US News and JD Power. Despite this, it is recognized as the finest luxury compact SUV for families in 2018 and the top luxury small SUV in the industry overall.

How safe is the Audi Q5?

IIHS recognized the 2017 Audi Q5 a Top Safety Pick for mid-size premium SUVs in 2017. With near-perfect ratings in every area, the IIHS asserts that this car is equipped with cutting-edge technologies to prevent head-on collisions. The National Highway Traffic Safety Administration has given it a 5-star overall rating, as well as a 9.7/10 safety rating from US News and JD Powers (NHTSA).

Audi Q5 maintenance

The Q5 follows in the footsteps of many of Audi’s previous models, which were all designed with the driver’s needs in mind. The 2018 model was rated the finest premium small SUV for families because of its durability and minimal maintenance costs. As a result, all vehicles require regular maintenance in order to remain efficient and reliable. In terms of oil changes, kilometers, and other regular maintenance, here’s what to expect from your Audi Q5.

  • Every ten thousand miles or one year, whichever comes first, Audi advises changing the oil in your vehicle. An oil change can cost anywhere from $100 to $200, depending on how long it takes to fix the oil and the filter.
  • In accordance with Audi’s 2017 maintenance plan, you should have your Q5 serviced every 10,000 miles for the first year, and then every 20,000 miles thereafter. After the first 20,000 miles, the vehicle needs to be serviced at intervals of 20,000 miles.
  • On the highway, the 2018 Audi Q5 2.0 gets 25 mpg, and on the town highway, it gets 27 mpg.
  • Audi recommends that Q5 owners send their vehicles to an Audi service facility for maintenance, although this will not violate their warranty. For recall-related repairs, visit an authorized Audi dealer.
  • This year’s Audi Q5 is covered by a warranty and roadside support program for four years and 50,000 miles.

Is an extended warranty worth it for the Audi Q5?

An optional four-year/50,000-mile Audi Certified Plus Limited warranty is included as standard equipment on the Audi Q5, and that warranty can be extended if necessary. When purchased, this extended two-year or 50,000-mile warranty covers damages up to $100,000 for your car. Extended warranties may boost your car’s market worth and make sure it’s well-cared for in the meanwhile, even if your car comes with an extensive original guarantee already.

Compare Audi competitors

Decisions are still being made on which model to buy. Audi’s rivals or comparable automobiles from other manufacturers are good places to start your research.

Bottom line

In terms of safety and convenience, the Audi Q5 is an ideal choice for families. Because of its design, safety ratings, and available amenities, it’s a big car in its class. When it comes to vehicle insurance reductions, you may be eligible for particular building options and providers. The cost of insurance is a little more than the average in the country. You may still save money by evaluating your alternatives and finding a plan that works best for you.

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