Car Insurance

Audi A8 Car Insurance Rates

By Peter Mondrose Peter Mondrose is the Head of Insurance Content at Bankovia. He received his degree in Economics in 1998 and a second degree in Journalism in 2004 from the University of Chicago. Most recently he served as Head of Content at, and editor at 8 minute read

Audi A8 car insurance is predicted to cost $191 per month, or $2,292 per year. This is around $1000 more than the national average of $1318. However, the price differential is negligible. Automobile insurance premiums vary according to a variety of criteria, including driving history, car type, and geographic area.

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How to compare insurance for the Audi A8

Audi A8 Car Insurance Rates - Audi A8 Car Insurance Logo

Vehicle insurance might potentially save your life if you are involved in an accident. While shopping for insurance can be time consuming and frustrating, having enough coverage can save you time and money if the worst-case scenario arises and your vehicle breaks down. To do this, you’ll need a vehicle and budget-friendly insurance. There are several aspects to consider when evaluating vehicle insurance for a young driver.

  • Price. Even for policies with comparable coverage, premiums might vary significantly between providers. Create an example insurance policy using the template to compare insurers’ pricing.
  • Deductible. It is likely that the supplier will have an effect on the cost of your monthly premium. If you create and adhere to a budget, you will avoid becoming bankrupt while attempting to make a claim.
  • Coverage at a minimum. Except for New Hampshire and Virginia, every state requires a minimum level of coverage. Ensure that this quantity is fulfilled before purchasing insurance and setting out on the road.
  • Added coverage. You may not be able to obtain the specific coverage you want from everyone. When looking for insurance, be careful to consider extended coverage choices to ensure that all of your needs are addressed.
  • Extras. Numerous insurance providers offer extra benefits such as accident forgiveness or reduced deductibles in the case of a claim. When they are a priority, focus on your sample policy prior to purchasing.
  • Restrictions. Certain insurance providers may impose limits on where and how you may use your car while it is covered by their policy. To avoid coverage gaps or refused claims, be specific in your description of your condition to your service provider.
  • Manufacturer promotions or customer loyalty discounts. Certain businesses form alliances with insurance companies. Audi should provide discounts and loyalty programs.
  • Warranty. Consult your manufacturer to determine whether an extended warranty is available to avoid paying twice.

What factors affect car insurance rates for Audi A8?

Because each vehicle is unique, maintenance costs and volunteer rates vary significantly between manufacturers and models. Additionally, certain autos are more aggressive than others. Insurance firms price their products depending on a range of criteria, one of which is the chance of claims being paid. As a consequence, your car’s kind, body design, safety features, and other characteristics will be considerably changed. The curb weight of the Audi A8 is as follows:

  • Body type. The Audi A8 is a four-door coupe suitable for daily use and light-duty work. Because it will not be driven off-road or at high speeds, the chance of an accident is reduced.
  • The vehicle’s manufacturer and model. Because the A8’s attributes may be more expensive to construct, repair, or replace as a luxury vehicle, its classification as a luxury vehicle may result in higher insurance costs.
  • Theft. While the A8 is not a popular target for auto thieves as a whole, the sedans are. This might be explained by an increase in the cost of motor insurance.
  • Repairs. Audi A8 owners should have little difficulty locating replacement components or repair services. On the other hand, luxury autos are more expensive to fix and so more forgiving.
  • Safety ratings. Audi vehicles are renowned for their superior safety features and performance in crash testing. The A8 and the various safety features available on this vehicle may result in cheaper auto insurance premiums.

How do trim packages and extra build options affect insurance cost?

Insurance companies calculate your premiums based on a range of criteria, including your vehicle’s performance. Trims, packages, and other operational options for your A8 may affect your insurance prices due to the varied construction possibilities. The 2018 Audi A8 3.0 TFSI trim and options are compared in terms of insurance costs.


  • 4.0 TFSI Quattro. The 4.0 Quattro engine provides over 100 hours of additional power and wheel drive. While AWD may enhance handling, increased power entails increased expenditures.
  • A8 L. The Audi A8 L is the A8’s deluxe variant, equipped as standard with a longer wheelbase and a more powerful engine. While improved technology may increase drivers’ awareness and visibility, more expensive automobiles and their associated motors almost surely increase the cost of vehicle insurance.

Packages and options

  • Driver assistance package. Cruise control and lane assistance are two examples of the package’s eye-helping functions. Included in your policy, you may be eligible for lower premiums.
  • Headlights with LEDs and a high-beam assist system. If you have trouble seeing, this package includes technologies such as cruise control or lane assist. Adding it to your policy may lower your premiums.
  • A night-vision goggles. A thermal imaging gadget is also included in the night vision help package, and it takes photographs of nearby things that are difficult to see from other perspectives. As a result of increased visibility, expenses may be reduced.
  • Package for sports. This kit also includes dynamic steering and a sports differential. If you have better steering and suspension performance, you may be eligible for a lower insurance premium.
  • System for playing music. The A8’s performance will not be affected by this package, but the high price and flashy amenities may raise the cost of auto insurance.

Audi A8 money-saving safety features

You may be able to save money on your car insurance if your Audi A8 has specific safety features.

  • Airbags
  • Daytime running lights
  • Anti-lock brakes
  • Anti-theft device
  • Surround camera system
  • Parking sensors
  • Rear back-up sensors
  • LED fog lights

Does the Audi A8 qualify for auto insurance discounts?

If you go with a certain insurance company, you may be eligible for a discount on your vehicle’s insurance. It is possible that rebates will differ based on factors such as your region, provider, preferences, and more.

The following should be no problem with the Audi A8:

  • New car discount
  • Anti-lock brake discount
  • Anti-theft discount
  • Passive restraint discount (Airbags, motorized seat belts, etc.)
  • Emergency roadside assistance discount

How reliable is the Audi A8?

The 2018 Audi A8 is rated above 3.5/5 stars by U.S. News and J.D. Power. Only a few of Toyota’s automobiles are as good as this one. Despite the inexpensive cost of normal maintenance, major repairs to this vehicle may be prohibitively expensive.

For more than two decades, Audi has been working on improving and perfecting the Audi A8 luxury sedan. The current A8 model has experienced less recalls than previous A8 models.

  • 2014: In late 2013, a few A8 and S8 cars were issued a recall owing to roof concerns, which were fixed in 2014.
  • 2013: Coolant leaking from a faulty engine control module may cause the Audi A8 Quattro 2013 model to stall or lose power.
  • 2012: Coolant leaks afflicted Audi A8 cars manufactured between 2010 and 2012.

Only a handful of customers have had issues with the Audi A8 during the past two decades. The 2015 Audi A8 is rated the worst of all models because of its high maintenance costs and little mileage when problems arise. The 2015 model has been plagued by complaints of vibration and rattling during driving and braking, most of which stem from the cabin.

Audi A8 maintenance

When it comes to luxury sedans, the Audi A8 is at the top of the list. Maintaining a regular maintenance plan does not need much work, but it may continue for a longer period of time. These are the standards for oil changes, mileage, and other forms of vehicle maintenance that should be met.

  • Every 10,000 miles or 12 months, Audi advises replacing the oil. Depending on where you go, an oil change might cost anywhere from $100 to $200. Avoiding the dealership in favor of a private mechanic might help you save money.
  • Every 10,000 miles or 20,000 kilometers, Audi’s A8 service plan requires that the vehicle be serviced. After the first 20,000 miles and every 20,000 miles after that, the vehicle should be serviced as a standard procedure.
  • The 3.0 TFSI engine in the 2017 Audi A1 delivers 22 mpg on the highway and 19 mpg in the city.
  • This year’s Audi A8 4.0 TFSI Quattro has a combined fuel efficiency rating of 19 kpl, 16 kpl in the city, and 26 kpl on the highway.
  • Audi will not lose your warranty if you take your A8 to a dealer, despite the fact that the company strongly advises owners to do so. The only way to be sure your car is safe is to have it fixed by an Audi-approved facility.
  • The 2017 Audi A8 comes with a four-year/50,000-mile warranty and four years of 24-hour roadside support.

Is an extended warranty worth it for the Audi A8?

In addition to the usual four-year, 50,000-mile guarantee, the Audi A8 comes with a three-year, 100,000-mile warranty. Even if you have the Audi Certified Plus Limited warranty, you may want to seek additional coverage for your peace of mind. It will take an additional two years to cover the manufacturer’s warranty after your initial warranty expires (or up to 50,000 additional miles, to a maximum of 100,000 in total). In this situation, the A8 will not be driven aggressively because it is normally a trustworthy car. If you plan on selling your vehicle in the future, an extended warranty may provide you with additional protection or increase the market value of your vehicle..

How safe is the Audi A8?

A8 automobiles have yet to be rated by the IIHS, NHTSA or other significant safety organizations. Additionally, the A8 is an Audi, therefore it is regarded to be a safe vehicle because of this.

About the Audi A8

In 1994, the first Audi A8 was put on the market. This automobile is the first to use an aluminum chassis, making it a market leader. The 2017 model was not tested by the National Highway Traffic Safety Administration or the Insurance Institute for Highway Safety.

According to insurance providers, premiums for the Audi A8 are dependent on characteristics such as the car’s safety rating, theft rates, replacement prices, and its general vulnerability to injury. Depending on your driving record and where you live, your insurance premiums may be higher or lower. Go around for insurance quotes from a variety of firms before purchasing an Audi A8. Look into insurance rebates to determine if you are eligible for a discount.

Compare Audi competitors

Look at different Audi models to see what they have to offer.

Bottom line

When it comes to luxury sedans, Audi has a choice of options for you to choose from with the A8. Each journey is secure and comfortable thanks to its arrangement, no matter how long or short it is. This vehicle is safer to drive or ride in during the day or as a passenger when compared to sports cars or off-road vehicles. Despite its high purchase price and categorization as a luxury sedan, it may be connected with higher insurance costs.
In any case, your real expenses may differ.

Top Provider
Affordable Audi Insurance

Save on car insurance by comparing the price from the top providers at

Get Quotes → is a promotional partner of Bankovia.
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