The average monthly cost of 2021 Audi A4 car insurance is $212.56 — or $2,550.69 per year. However, your actual costs will vary according to your driving history, car type, and location.
How to compare Audi A4 insurance rates?
Automobile insurance purchasing may be perplexing; evaluating your options becomes tough when all plans appear identical and providers use the same verbiage. However, being aware of the numerous variables may aid you in selecting a right insurance and provider for your Audi A4. While shopping for vehicle insurance, keep the following in mind:
- Price. When it comes to choosing a vehicle insurance policy, pricing is a significant factor to consider. After deciding the specific quantity of coverage you require, compare pricing from various providers using the sample policy.
- Deductible. Determine an adequate deductible amount that is manageable in the case of a claim but does not result in a premium increase.
- Coverage at a minimum. Choose a deductible that is appropriate in the case of a claim but not so low that it results in a premium increase.
- Added coverage. Uninsured motorist and medical expenses coverage are only two of the several other coverage options offered by carriers. Ascertain that the provider possesses all of the necessary items.
- Extras. Roadside assistance and collision forgiveness are optional extras that may provide additional peace of mind on and off the road. If you require additional insurance benefits, conduct research prior to choosing a carrier.
- Restrictions. Certain providers may have restrictions on coverage. Whether you want to drive beyond the country or simply want to stay informed, check with your provider of any restrictions prior to getting insurance.
- Manufacturer’s promotion or customer loyalty discount. Consult your dealership for information on any partnerships or loyalty programs that Audi may have with insurance companies.
- Warranty. Examine your vehicle’s warranty documentation to avoid purchasing extra services from your provider that may already be covered.
What factors affect car insurance rates for Audi A4?
Providers establish your rates based on your accident risk and the potential cost of paying claims. While several other factors, such as your location and driving record, may influence the pricing,Providers establish your rates based on your accident risk and the potential cost of paying claims. While several other factors, such as your location and driving record, may influence the pricing.
- Body type. The Audi A4 is a four-door sedan that is frequently used for commuting, doing errands, and performing other routine tasks. It is unlikely to be driven in high-risk situations such as off-road or on a racetrack, which means that insurance costs may be lower than for trucks or sports cars.
- Type of car. The A4 is a luxury sedan with insurance prices that are normally higher than those of a small vehicle but lower than those of an SUV.
- Theft. Sedans have the highest theft rate of any type of vehicle, which may affect the cost of your auto insurance.
- Repairs. While Audi automobiles are quite popular in the United States, some components may require importation or installation by a skilled technician.
- This might result in an increase in the cost of repairs, resulting in increased rates.
- Ratings for safety. Audi automobiles, including the A4, have consistently high safety ratings. This may result in lower insurance premiums, as safer vehicles are frequently less expensive to insure.
How does my Audi A4’s trim affect insurance costs?
The Audi A4 is a premium car, which makes it an ideal daily driver. It has a variety of standard safety and convenience features that add to a comfortable and safe driving experience. You may, however, modify your vehicle by purchasing performance packages, adding additional safety features, or making other selections. As a result, your insurance prices may be affected, as trims, packages, and add-ons may modify the vehicle’s performance.
Trim and engine
- Premium 2.0 TFSI. This service includes a sport suspension, performance tires, and a greater top speed, which may result in higher insurance premiums.
- TFSI Ultra Premium Plus 2.0 TFSI. Headlights, side and rear sensors, and an Audi information system all contribute to lowering your risk of collision, which may result in a reduction in your insurance costs.
- TFSI Premium Plus 2.0. While this package improves performance in a number of areas, the addition of extra safety measures may compensate for the higher rates associated with increased power.
- 2.0 TFSI Ultra Prestige. While this package contains several performance upgrades, the addition of extra safety measures may help balance the higher rates associated with increased power.
- TFSI Prestige 2.0. Greater rates associated with increased power output may be compensated for by the addition of adaptive cruise control and other safety features.
Packages and options
- Convenience package. This package comprises a driver information system and a motion-activated alarm system. You may be able to save money on your insurance premiums by providing this.
- Package deal on sports. While the bulk of the upgrades are cosmetic in nature, the sport suspension may improve handling and help you save money on insurance.
- Package of wheels. While upgrading rims and tires enhances traction, it also increases the risk of wheel theft.
- Airbags on the rear passenger side. This precautionary action may assist to limit damage to your vehicle and its occupants in the event of an accident, which may result in a reduction in your insurance costs.
- Package including navigation and telematics. This package includes Audi Connect, a touch-screen navigation system.
What about car insurance for the Audi A4 Allroad?
Auto insurance for an Audi A4 Allroad costs, on average, around $132 per month, or $1,584 per year. This pricing is comparable to the A4 standard model and is somewhat higher than the national average of $1,318.
Insurance expenses are 3.6 percent of the base vehicle’s MSRP, which is $44,000 per year. The actual cost of automobile insurance, on the other hand, is decided by a variety of factors, including the vehicle’s characteristics, driving history, and location. Indeed, you can insure an A4 Allroad for as little as $983 per year in New Hampshire, compared to the $2,201 average in Georgia.
What factors affect car insurance rates for Audi A4 Allroad?
There are several elements that determine the cost of auto insurance, including your driving history, your location, and a range of other features. The vehicle you drive is crucial. Among other things, the body style, the kind of vehicle, and the cost of repairs are all taken into account when calculating your rates. This is how the Audi A4 Allroad stacks up against the competition.
- Body type. Audi A4 Allroad is a four-door station wagon. Insurance costs for this body style are often lower than those for sedans, sports vehicles, and SUVs.
- Automobile type. Audi is known for producing high-quality vehicles, and the A4 Allroad is no different. While station wagons are not frequently excessively expensive to insure, they are regarded as a premium car, which may impact insurance costs.
- Theft. Station wagons are far less likely to be stolen than sedans or trucks, which may result in lower insurance premiums.
- Repairs. Station wagon repairs are often more expensive than car repairs, but less expensive than SUV repairs. Audi vehicles are mass produced, which means that parts and service are readily available, perhaps resulting in cheaper insurance premiums.
- Ratings for safety. As is the case with the majority of Audi vehicles, the A4 Allroad boasts high safety ratings. Reduced risk of passenger injury or structural damage may contribute to a reduction in the cost of automobile insurance.
Audi A4 money-saving safety features
If your Audi A4 is equipped with specific safety features, you may qualify for insurance discounts.
- Airbags
- Daytime running lights
- Anti-lock brakes
- Anti-theft device
- Surround camera system
- Parking sensors
- Rear backup sensors
- LED fog lights
- Electronic stability control
- Seatbelt pretensioners
Does the Audi A4 qualify for auto insurance discounts?
Your car may qualify for a range of auto insurance discounts, depending on the insurer you choose.
- Anti-lock brake discount
- Anti-theft discount
- Passive restraint discount (airbags, motorized seat belts, etc.)
How reliable is the Audi A4?
The 2017 Audi A4 achieves an amazing 9.6/10 from News and J.D. Power. Additionally, the NHTSA gives it a 5-star overall rating, with perfect results in all areas except frontal collision testing, where it receives a 4-star rating. The 2017 model earned the IIHS Top Safety Pick+ designation, which is backed up with good performance across the board.
While most sources agree that the A4 is a reliable vehicle, its reliability is on par with other vehicles in its class. The 2017 Audi A4 and A4 Allroad models obtained a three-star reliability rating from US News and J.D. Power, which is considered to be about average. Your experience, however, will vary depending on the model year you purchase, the trim level and optional equipment you select, and other factors.
Audi A4 vehicles have been recalled for a variety of reasons.
- 2017. Audi has recalled around 30,000 A4, A4 Allroad, and A5 Sportback vehicles due to the metal trim around the door speakers detaching and exposing sharp edges. Additionally, the frontal and head airbags on this model may fail to deploy properly, the side marker lights may dim, and the seatbelt pretensioner may malfunction.
- 2016. Around 350,000 Audi vehicles, including the 2016 A4, were affected by engine overheating issues with the electronic cooling pump, increasing the risk of a fire.
- 2015. A recall was issued for certain 2015 Audi A4 vehicles in response to concerns of the auxiliary heater’s electrical connection becoming rusty, creating a fire hazard. Additionally, this model year’s recalls cover overheating coolant pumps and front airbags that fail to deploy.
- 2013-2014. Numerous recalls for 2015 vehicles also apply to 2013 and 2014 Audi A4 models. This includes overheating of the wiring for the auxiliary heater, coolant pump failure, and erroneous front airbag deployment.
The majority of modern Audi A4 cars have a modest number of common problems. While the 2009 model generates the most complaints overall, the 2011 model is regarded as the worst due to high maintenance costs and little mileage. On the 2011 model, frequent issues include excessive oil consumption, faulty brakes, and a shaking clutch.
Audi A4 maintenance
While the Audi A4 is considered a relatively reliable vehicle, routine maintenance may help extend its life and performance. What to expect, among other things, in terms of oil changes, service appointments, and mileage.
- Audi recommends changing your oil every 10,000 miles or 12 months, however this may vary based on your vehicle’s usage. Depending on the region, an oil change should cost between $50 and $125.
- According to the 2017 Audi maintenance plan, beyond the initial 10,000 miles, your car should be brought in for minor repair every 20,000 miles. After the original 20,000-mile service appointment, standard maintenance should be performed every 20,000 miles.
- The base 2017 Audi A4 2.0L TFSI. Ultra gets 31 miles per gallon in the city and 37 miles per gallon on the highway, according to the EPA.
- Audi A4 2.0 TDI 2017. The base 2017 Audi A4 2.0L TFSI Ultra scores an estimated 31 miles per gallon on the highway and 27 miles per gallon in the city, according to the EPA.
- 2.0-liter Audi A4. (Model Year 2017). The 2017 Audi A4 2.0L Quattro obtains an average fuel economy of 27 miles per gallon, with a city fuel economy of 24 miles per gallon and a highway fuel economy of 33 miles per gallon.
- Audi highly advises owners to take their A4 to a dealer for service, although doing so will not void your warranty.
- The 2017 Audi A4 comes with a four-year/50,000-mile warranty and four years of 24-hour roadside assistance.
Is an extended warranty worth it for the Audi A4?
Audi covers the A4 with a four-year, 50,000-mile warranty. However, once the new car warranty expires, you may purchase the Audi Certified Plus Limited warranty to prolong your coverage. When the Audi Certified Plus Limited Warranty is purchased, the car is covered for two years or an additional 50,000 miles, up to a total of 100,000 miles.
About the Audi A4
The Audi A4 has been manufactured since 1994. Audi manufactures the Audi A4 line of compact executive automobiles. Due to its high performance standard features and comfortable seats, the 2017 model is largely recognized as the market’s best luxury small vehicle.
Audi unveiled the A4 Allroad at the 2009 Geneva Motor Show. Audi produces only one station wagon, the A4 Allroad. In 2016, over 2,300 models were marketed in the United States.
Should You Buy An Audi A4?
The Audi A4 has a lengthy history as a luxury vehicle. It’s a favorite among families, commuters, and anybody else who values comfort and attention to detail. Whether you’re looking to replace an older sedan or are simply curious about what Audi has to offer, the A4 is spacious and equipped with several safety features, making it a great daily driver. However, because this is a luxury vehicle, insurance premiums may be more than for a standard compact sedan, so you should weigh your options to discover the exact cost of insuring this vehicle.
