How To Void A Check

By David Krug David Krug is the CEO & President of Bankovia. He's a lifelong expat who has lived in the Philippines, Mexico, Thailand, and Colombia. When he's not reading about cryptocurrencies, he's researching the latest personal finance software. 4 minute read

How To Void A Check? In order to protect yourself from future fraud, it’s simple to properly invalidate your checks. We live in a digital world, but there are still times when you’ll be requested to hand over a blank check to verify your bank account details. If you ever wrote a physical check, you know how easy it is to make a blunder. If you find yourself in either of these predicaments, you’ll want to invalidate the check.

In order for a bank to process or honor a check, it must be voided. If you need to offer someone a check for the purpose of setting up a direct deposit or making a direct payment from your account, it provides you with additional safety. If the check is requested by an organization, it provides them with the information they need and prohibits them or anybody else who could get their hands on it from tampering with it.

Also, if a forged check that you wrote in error is found, it cannot be used to defraud your bank account because the check has been canceled. A check may be voided easily. Void your first check using these simple instructions.

Step-by-step instructions for canceling a cheque.

  1. Select the proper writing tool. When voiding a check, you’ll be writing on the face of the check, thus it’s crucial to use the correct writing implement. Using a pencil is a bad idea since it may be easily erased. Choosing a fine-tipped pen or marker with blue or black ink is a wonderful idea.
  2. Write “VOID” in large letters across the front of the cheque. The simplest approach to achieve this is to write the word “void” over the whole check in large characters. Keep an eye out for the bank routing number and account number, as well as the name and location of the bank, on the check (if included on the check). Payee line, dollar amount box, signature line, and dateline might all be filled up with “void.”
  3. Make a note of the check that has been voided. When you’re reconciling your bank account, you’ll want to know what happened to the cancelled check so you’re not caught off guard if there’s an unpaid balance. To accomplish this, make a note in your check register or payment tracking software that the original check has been invalidated and write down the check number. The reason why you canceled the check should also be included. Keep a record of your written checks in your bank’s online tools.
  4. Safely send the check. The potential of your bank information falling into the wrong hands is always present, no matter how minor the risk may be. A voided check picture should never be sent through email as an attachment or as a copied and pasted image. Create a password-protected file or a link to a secured folder instead of making it public. Alternatively, see if you can mail or fax a physical copy. In this method, there isn’t a digital record to break into.

Alternatives to voided checks

As a last resort, here are several options if your checkbook isn’t at hand when requested:.

  • Do a double-check by running the computations again. If you ask a teller for a couple checks, most of the top banks will oblige. The bank name, routing number, and your bank account number will all be on them, but they won’t have your name or address on them. In order to get rid of a check, follow the steps outlined above.
  • Your bank has sent you a letter, and it includes the following: A letter from your bank containing the necessary information can be requested. A void check like this should be sufficient for the vast majority of requests.
  • Your bank’s routing number and account information can be found on one of your deposit slips. As a result, it’s an excellent alternative to a check.

Paperless check alternatives

Many of the finest checking accounts still employ paper checks, which are a classic method of transacting business in the banking industry. However, we now live in a world where money is handled in a different way. To get your direct deposits more quickly and without having to provide voided checks, consider using one of these two applications.

Chase Total Checking

In addition to mobile check deposit and online bill payment capabilities, Chase Total Checking gives you access to Zelle, a payment service that enables you to send and receive money instantly. Using the Chase app, you may obtain a pre-filled form that you can print or send to your employer to make the process of setting up direct deposit a breeze.

Lastly, and maybe most importantly, To receive a $225 bonus, you must create a Chase Total Checking account and set up a direct deposit to receive it.


Users who meet the qualifications can take advantage of Current’s no-fee features including mobile check deposit and overdraft protection. It is possible to get your paycheck up to two days early by using the Current app to set up automatic direct deposits. In addition, Current’s sign-up procedure may be completed in as little as two minutes.

Bottom line

It’s helpful to know how to void a check in case your employer needs it for direct deposit setup, as well as in case you need to do it for any other reason. However, if you don’t have a paper check on hand, there are several alternatives to canceled checks, such as counter checks, letters from your bank, or bank deposit slips. It’s possible that if you want to use your account to set up direct deposit, you won’t have to send in a physical check at all.

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